FILING REQUIREMENT NOTICE:
Property Market Intelligence Report (PMIR)
Email Address
This notice is to inform you of the new filing requirement for the PMIR for the following companies:
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Data Call Overview
Effective January 1, 2025, the PMIR data call replaced the Quarterly Supplemental Reporting (QUASR) data call. In accordance with section 624.424(10), Florida Statutes, all insurers licensed in Florida writing personal residential and commercial residential lines of insurance are required to submit monthly PMIR reports to OIR, beginning with January 2025 data.
Please note: The final QUASR data call reporting the 4th quarter of 2024 data is still due March 1, 2025.
The PMIR template, Form OIR-D0-1185, requires the following data for each Florida zip code:
- Total number of policies in force at the end of each month;
- Total number of policies canceled;
- Total number of policies nonrenewed;
- Number of policies canceled due to hurricane risk;
- Number of policies nonrenewed due to hurricane risk;
- Number of new policies written;
- Total dollar value of structure exposure under policies that include wind coverage;
- Number of policies that exclude wind coverage;
- Number of claims open each month;
- Number of claims closed each month;
- Number of claims pending each month; and
- Number of claims in which either the insurer or insured invoked any form of alternative dispute resolution, and specifying which form of alternative dispute resolution was used.
These fields will be required for this reporting deadline and all future reporting.
Required Filers
Required filers include all insurers licensed in Florida writing personal residential and commercial residential lines of insurance, including insurers currently authorized in the following lines of business in Florida:
- Fire
- Allied Lines
- Homeowners Multi-Peril
- Mobile Home Multi-Peril
- Farmowners Multi-Peril
- Commercial Multi-Peril
- Industrial Fire
- Industrial Extended Coverage
Filing Deadline
Filing Deadline: On or before February 28, 2025, by 11:59 p.m., ET:
Should the due date fall on a weekend, OIR will accept PMIR data the following business day.
Reporting Scope: January 1, 2025 – January 31, 2025
Penalty: Insurers are required to report monthly supplemental reports in accordance with Florida Statutes. Failure to comply may result in a referral to OIR’s Property and Casualty Market Regulation Unit for further action.
How to File
Please use the Insurance Regulation Filing System (IRFS) for filing submission. Trade secret PMIR data can be uploaded into IRFS. OIR will not accept PMIR data submitted as trade secret via any other way, including U.S. mail or email.
Each insurer within a group must submit its filing on an individual company basis.
The PMIR template requires insurers to respond to the following: “Treatment of current filing over last month’s filing?” Since this is a new monthly reporting requirement, all insurers with policies in force in Florida for the required lines of business must select “New DATA reporting” within the January 2025 template, then select “Continual DATA reporting” in subsequent filings.
NOTE: If an insurer has no policies in force in Florida for the required lines of business, the insurer must submit a “No Data” filing for every deadline. An insurer reporting policies in force in Florida for the required lines of business must submit a “Data” filing for every deadline.
NEW UPLOAD INSTRUCTIONS. PLEASE READ.
Due to the size of the template, access it from the PMIR section of this page: https://floir.com/tools-and-data/data-call-reporting NOTE: THIS IS THE TEMPLATE THAT NEEDS TO BE UPLOADED INTO IRFS AFTER YOU CREATE A FILING.
Once downloaded, complete the provided template and upload into the IRFS Property Market Intelligence Report (PMIR) Component.
The contacts tab will need to be entered manually by the filer. When pasting data into the template, please pause while the template formulas calculate. The Contacts tab displays the number of errors found.
Once the template is uploaded, select Submit, and the template data will be extracted by a backend process. When that process finishes, the company will receive an email indicating the success or failure of the submission.
Access extraction errors for the template by selecting the edit option next to the status Extraction Errors. Resolve the errors and reupload the template.
NOTE: The company must remove the prior template containing the extraction errors prior to resubmitting.
Continue the process until all extraction errors are resolved.
Additional information:
IRFS filing instructions, which includes information on how to submit trade secret data, can be found here.
PMIR Template
PMIR FAQs
PMIR Glossary
Data Call Reporting Webpage
Updated Zip code and County List
Questions: Please email PMIR@floir.com or call (850) 413-3147.
About the OIR
The Florida Office of Insurance Regulation (OIR) has primary responsibility for regulation, compliance, and enforcement of statutes related to the business of insurance and the monitoring of industry markets. For more information about OIR, please visit floir.com or follow on X @FLOIR_comm.
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