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Division of Real Estate
Bimonthly Notification
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February, 2026
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Announcements and Upcoming Meetings:
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Colorado Real Estate Commission (CREC) Meeting:
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HOA Info And Resource Center Forum:
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Division of Real Estate News
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New Real Estate Appraiser Rules Take Effect March 2, 2026
January 8, 2026, was the Division of Real Estate’s first rulemaking hearing of 2026. At this public hearing, held by webinar, the Board of Real Estate Appraisers (BOREA) voted to adopt changes to certain rules found at 4 CCR 725-2.
The Board considered changes to Board Rules 9.2 and 11.3, which pertain to service member and service member’s spouse credentialling, and revisions to an existing rule to further clarify what is considered to be appraisal consulting. The board members approved changes to Rule 9.2, regarding service member and service member spouse credentialing, but voted to keep Rule 11.3 unchanged. The effective date of the new rules is March 2, 2026.
As always, current and past versions of the rules governing real estate appraisers can be viewed at the following link:
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The Colorado Board of Mortgage Loan Originators’ Regular Meeting and Rulemaking Hearing
On January 21, 2026, the Colorado Board of Mortgage Loan Originators held a public regular meeting and rulemaking hearing. The specific purpose of the rulemaking was to modify the administrative rules to eliminate the incorporation of federal law into the definition of a bona fide nonprofit organization, which is contrary to Colorado law. An additional purpose of the rulemaking is to delete the reference of the tangible net benefit disclosure. On January 8, the Division of Real Estate held a Stakeholder Engagement meeting where the Division introduced the rulemaking process, discussed the proposed rule changes, and solicited comments from the public. On January 21, 2026, the Board of Mortgage Loan Originators unanimously approved the proposed rule changes and Position Statement MLO 2.0-License Requirements for Originating Home Equity Contracts. While the Position Statement takes effect immediately, the newly adopted rules will take effect March 17, 2026.
Current MLO Rules can be found at:
Current Mortgage Loan Originator Board Position Statement
can be found at:
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Division of Insurance Releases Insurance Report Required by HB24-1108
Prospective and existing homeowners are likely aware of raising insurance costs across the State of Colorado. No matter the type of real estate: condominium, townhouse, or single-family home, insurance costs have generally been on the rise. For a large number of Colorado residents, these costs can be further complicated by virtue of their membership in a Common Interest Community like an HOA, POA, or cooperative.
Resulting from the 2024 General Assembly, HB24-1108 required the Division of Insurance to conduct a comprehensive study of the property and casualty insurance market. This report can be viewed here:
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Colorado consumers may also be interested in the Homeowner Toolkit maintained by the Division of Insurance;
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New Contracts and Forms
For 2026
Most years, the Colorado Real Estate Commission approves updates and changes to the Commission-approved real estate contracts and forms. For 2026, 21 forms were updated, and the Commission also created 2 new forms.
All of the forms can be viewed and downloaded for use on the Division of Real Estate’s website at:
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HOA Information & Resources Center
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February HOA Forum:
CCIOA Records Requirement
The Colorado Common Interest Ownership Act (“CCIOA”) requires homeowners’ associations to provide a comprehensive list of records to owners living in HOA communities. Do you know what those records are? Is the executive board allowed to withhold certain documents from production? Likewise, are there any records the board should not produce to owners?
Whether you are an HOA board member, a homeowner living in an HOA, or a community association manager, understanding the CCIOA records requirement is tantamount to ensuring a harmonious and transparent community. Please join the HOA Information and Resource Center for a presentation and Q&A session on this important topic for Colorado HOA communities.
On Friday, February 27, 2026, at 1:00 pm (MT), join the HOA Information and Resource Center for a live webinar discussion. All are welcome to attend.
Presentation Details:
- Date: Friday, February 27, 2026
- Time: 1:00 p.m. - 2:00 p.m. (MT)
- Location: Online Webinar Only
You may register for the event here:
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On behalf of the HOA Information & Resource Center, we look forward to you joining us.
-HOA Information & Resource Center-
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The Division of Real Estate uses the Zoom platform for webinars. If you have not joined the HOA Information & Resource Center for an HOA Forum before, please consider logging in a few minutes early to ensure that you have the latest version of Zoom installed on your device.
If you are unable to attend, the HOA Information & Resource Center posts a recording of the webinar within a few days following the presentation at the following link: https://dre.colorado.gov/recent-hoa-forums
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Life is Busy - We Get It!
Did you miss any of our meetings or forums last month? No need to worry! You can click the links below to catch up and stay current with what is going on at the Division of Real Estate.
- January 8, 2026 - Board of Real Estate Appraisers (BOREA) Regular Meeting and Proposed Permanent Rulemaking Hearing:
Webinar - Video
- January 8, 2026 - Board of Mortgage Loan Originators (MLO) Stakeholder Meeting:
Webinar - Video
- January 21, 2026 - Board of Mortgage Loan Originators (MLO) Regular Meeting and Rulemaking Hearing:
Webinar - Video
- January 30, 2026 - HOA Information & Resource Center Forum:
The New HOA Application Landscape: Key Changes
Webinar - Video
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For Division Interested Parties and Licensed Professionals
The Division of Real Estate's bimonthly email is designed to provide Division news, information on upcoming public meetings, rulemaking hearings, and registration links for educational webinars. Additionally, licensed professionals can find updates on licensing deadlines, opportunities for stakeholder engagement, and important practice guidance matters.
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