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Health Coverage Enrollment Center |
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Health coverage is changing in 2027. This email explains what's changing so you can share it with clients.
If a client may be affected by these changes, please encourage them to book a free appointment with our health coverage guides. Appointments fill up fast, so the sooner they book, the better.
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Sunday, Nov. 1: Open enrollment starts
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Monday, Nov. 30: Last day for OmniSalud low-cost plan members to keep their spot, and last day to enter the OmniSalud lottery
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Tuesday, Dec. 1: OmniSalud lottery drawing
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Tuesday, Dec. 15: Last day to sign up for coverage that starts Jan. 1, 2027
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Friday, Jan. 15, 2027: Open enrollment ends. People who sign up between Dec. 16 and Jan. 15 will have coverage that starts Feb. 1, 2027.
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Clients Who Already Have a Plan |
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In late October, Connect for Health Colorado or the client's insurance company will tell them if their plan will renew on its own.
- Their plan will not renew on its own
- They want a different plan for 2027
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New Federal Rules Changes Who Can Get Financial Help
Starting Jan. 1, 2027, new federal rules limit who can get help paying for a Connect for Health Colorado plan. This help includes:
- Advance premium tax credits, which lower the monthly cost
- Cost-sharing reductions, which lower what people pay when they get care, like copays and deductibles
- Colorado Premium Assistance
Only these groups will still be able to get this help:
- U.S. citizens and U.S. nationals
- Lawful permanent residents, also called green card holders
- Cuban and Haitian entrants
- People from Palau, the Marshall Islands, and Micronesia who live in the U.S. under the Compact of Free Association (COFA)
Connect for Health Colorado will send a notice to affected clients before open enrollment starts. These clients may still be able to buy a plan at full price.
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Colorado Premium Assistance Is Back
Colorado Premium Assistance lowers the premium, which is the amount people pay each month for their health plan. It gives a set discount of:
- $70 a month for the first person in the household
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$25 a month for each other person in the household
To qualify, people must be able to get premium tax credits and earn 400% of the Federal Poverty Level (FPL) or less. For example, 400% of the FPL is $63,840 a year for one person and $132,000 a year for a family of four.
This money does not count as income. People don't need to report it on their taxes.
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Cigna is Leaving Connect for Health Colorado
Cigna will stop selling individual health plans in Colorado on Jan. 1, 2027. If you have a Cigna plan now, you need to pick a new plan for 2027. We can help you compare plans.
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Omnisalud Changes
OmniSalud offers health coverage through Colorado Connect for people who can't get coverage through Connect for Health Colorado because of their immigration status.
For 2027, there are about 6,700 spots in low-cost OmniSalud plans. These plans are officially called SilverEnhanced Savings plans.
Clients who have a low-cost OmniSalud plan now get first priority, but they must renew between Nov. 1 and Nov. 30 to keep their spot.
Clients who want a low-cost OmniSalud plan can enter a lottery between Nov. 1 and Nov. 30. Any spots left after Nov. 30 will be given out through a random drawing on Dec. 1.
- Starting in 2027, low-cost OmniSalud plans cost $15 a month for each person in the household.
- People who aren't picked in the lottery, or who don't qualify for a low-cost plan, can still buy a plan through Colorado Connect.
our video on OmniSalud open enrollment for 2027.
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About the Boulder County
Health Coverage Enrollment Center
Our certified Health Coverage Guides help Boulder County residents find, understand, and enroll in health coverage — including Connect for Health Colorado, OmniSalud, Health First Colorado (Medicaid), and CHP+. Our help is free, confidential, and unbiased.
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