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The CalAssist Mortgage Fund has expanded eligibility, allowing homeowners with multiple properties, including commercial and residential, to qualify for up to one year of mortgage payments to help put them on the road to recovery. Eligible homeowners must still meet the program’s income limits and other program terms. Assistance is available for your primary residence. Secondary homes, vacation properties, and investment properties are not eligible for assistance.
CalHFA continually assesses the needs for homeowners recovering from disaster, first prioritizing the most vulnerable homeowners and subsequently adjusting the program eligibility to address the needs of homeowners still dealing with the effects of their home’s destruction or damage.
Additionally, the program is also offering eligible homeowners with Home Equity Lines of Credit (HELOC), who do not have another mortgage ahead of their HELOC, the opportunity to apply for funds.
Also, the CalAssist Mortgage Fund updated its income limits to align with the California Department of Housing and Community Development’s annual income adjustments. For example, the income limit for Los Angeles County increased to $285,400. A list of income limits by county can be found on the CalAssist Mortgage Fund website.
We encourage homeowners to apply immediately as funds are limited, and applications are reviewed in the order received. Applying is free, and funds never have to be repaid.
More Help for More Homeowners
- Homeowners with multiple properties, including commercial and residential, can receive assistance for their primary residence.
- Homeowners with a HELOC, who do not have another mortgage ahead of their HELOC, may qualify for assistance.
- Eligible homeowners can receive up to 12 months of mortgage payments, paid directly to the mortgage servicer.
- Help is available if homeowners are current on their mortgage, in forbearance, or behind on payments.
Am I Eligible?
- Applicant’s primary residence is destroyed or severely damaged due to a qualified disaster from 01/01/2023 through 01/08/2025.
- Applicant meets program income limits.
- Applicant has a mortgage or reverse mortgage.
- Applicant's primary residence is a single-family home, condo or permanently affixed manufactured home (may include up to 4 units).
For more details on eligibility, visit the CalAssist Mortgage Fund website.
Spread the Word
We need your help to reach homeowners who may be eligible for assistance through the CalAssist Mortgage Fund, so please help us spread the word about the program. A suite of educational outreach materials is available in multiple languages on the Newsroom page of the CalAssist Mortgage Fund website:
- Fact sheets
- Outreach toolkit
- Social media posts
- Website buttons
Our Team is Here to Help You
For in-depth, one-on-one assistance with preparing and completing an application, homeowners can call 800-501-0019 from 8 a.m. – 5 p.m., Monday through Friday. Additionally, they can access free support and services from HUD-certified housing counseling agencies.
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