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The CalAssist Mortgage Fund announced today a major expansion of mortgage relief for homeowners impacted by qualified disasters, offering eligible households a full year of mortgage assistance that does not need to be repaid. Families who previously received three months of assistance will be offered additional support, bringing their total assistance to a full year.
Additionally, the expansion also increases income limits to allow more families to access this assistance. In Los Angeles County, households with a combined annual income of up to $281,400 now qualify. This reflects a $70,000 increase from the previous limit. In places like Butte County, income limits are now $255,000. A list of income eligibility by county can be found on the CalAssist Mortgage Fund website.
The CalAssist Mortgage Fund, administered by the California Housing Finance Agency (CalHFA), was launched to provide direct mortgage relief to homeowners whose primary residences are destroyed or deemed uninhabitable by qualifying disasters. Since its launch in June of 2025, the program has helped disaster-impacted homeowners across California stabilize their housing while navigating insurance claims and rising construction costs.
We are encouraging homeowners to apply immediately as funds are limited, and applications are reviewed in the order received. Applying is free, and funds are paid directly to mortgage servicers and never have to be repaid.
Apply now at CalAssistMortgageFund.Org.
More Help for More Homeowners
- Eligible homeowners can receive up to 12 months of mortgage payments, paid directly to the mortgage servicer.
- Disaster survivors who already received three months of assistance will be offered additional support to reach a full 12 months of help.
- Increased income limits.
- Help is available if homeowners are current on their mortgage, in forbearance, or behind on payments.
Am I Eligible?
- Applicant’s primary residence is destroyed or deemed uninhabitable due to a qualified disaster from 01/01/2023 through 01/08/2025.
- Applicant meets program income limits.
- Applicant has a mortgage or reverse mortgage.
- Applicant owns only one single-family home, condo or permanently affixed manufactured home (may include up to 4 units).
For more details on eligibility, visit CalAssistMortgageFund.Org/Program-Details.
Spread the Word
We need your help to reach homeowners who may be eligible for assistance through the CalAssist Mortgage Fund, so please help us spread the word about the program. A suite of educational outreach materials is available in multiple languages at CalAssistMortgageFund.Org/Newsroom. Materials include:
- Fact sheets
- Outreach toolkit
- Social media posts
- Website buttons
Our Team is Here to Help You
For in-depth, one-on-one assistance with preparing and completing an application, homeowners can call 800-501-0019 from 8 a.m. – 5 p.m., Monday through Friday. Additionally, they can access free support and services from HUD-certified housing counseling agencies.
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