SFH Guaranteed Origination
January 18, 2024
Advance Notice: GUS Changes and Revisions to HB-1-3555, Chapter 8
The Single Family Housing Guaranteed Loan Program (SFHGLP) will be implementing a change in the Guaranteed Underwriting System (GUS) to remove required data entry in the Immigration/Naturalization Check Information section of the Additional Data screen for non-U.S. Citizen applicants. The anticipated implementation date for these changes is April 1, 2024.
Upon implementation, it will be the approved lender’s responsibility to document the applicants’ legal residency, rather than utilizing the Systematic Alien Verification for Entitlements (SAVE) system through GUS. Applicants are required to have a valid social security number and evidence of continued residency and income. The approved lender remains responsible for collecting all necessary documents needed to validate eligibility. By submitting the request for a Conditional Commitment to the Agency, the lender represents and warrants that the applicant is legally present in the United States and meets the eligibility requirements of the SFHGLP.
To incorporate this change, revisions to technical Handbook 1-3555, Chapter 8, Applicant Characteristics have been drafted, with the changes expected to be implemented on April 1, 2024. The following are highlights of the upcoming Handbook revisions:
Chapter 8 – Applicant Characteristics
- Removed all references to the Systematic Alien Verification for Entitlements (SAVE) program.
- Clarified that approved lenders will be responsible to obtain and review a non-U.S. Citizen’s identification number and documentation to determine the applicant’s eligibility for the SFHGLP.
Copies of the upcoming revisions are available for review on the Loan Origination page of the USDA LINC Training and Resource Library, under the sub-heading “New”.
Questions regarding program policy and this announcement may be directed to sfhgld.program@usda.gov or (833) 314-0168.
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