Encourage your employees to consider their LTD benefit

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Please share this message below to your employees as a reminder to consider their LTD benefit. Thank you in advance for your time and effort to share this message. You can copy and paste the message below to share; do not forward this email.

Please note: If you have a payroll deadline other than December 31, you will need to enter it into the message below to ensure your employees make changes before the January payroll.

Recommendation: Share this email on December 6, 2021.

Reminder: Long-term disability benefit change effective 1/1/2022

Open enrollment may be over, but there’s still time to consider your long-term disability (LTD) benefit. If you haven’t already, you should make a choice about your employee-paid LTD benefit.

Starting January 1, 2022, SEBB-eligible employees will be automatically enrolled in employee-paid LTD if not already enrolled. The benefit covers 60% of the first $16,667 of monthly predisability earnings. If you don’t actively reduce or decline your LTD benefit election by [payroll cutoff date], you will be enrolled in the 60-percent plan, the premium will be deducted from your paycheck for January 2022 coverage.

At any time, you can use SEBB My Account to:

  • Reduce to a lower-cost 50% coverage level, with a maximum benefit of $8,333
  • Decline your automatic enrollment in employee-paid LTD for 2022

You also have the option to reduce or decline your employee-paid LTD coverage by submitting the 2022 Long-Term Disability Enrollment/Change form to your payroll or benefits office.

Your long-term disability benefit is different from the state’s new long-term care benefit, which is called The WA Cares Fund. Long-term disability replaces a portion of your income due to accident, illness, or pregnancy. You can reduce or decline your employee-paid LTD coverage at any time. Long-term care pays for the cost of care when you need assistance with activities of daily living and is not currently part of your SEBB Program benefits.