Florida Hurricane Resources for Small Business Owners

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September 29, 2022 

u s small business administration

Storm Damage Survey - State of Florida

The U.S. Small Business Administration North and South Florida District Offices; SBA's Disaster Office (FOCE East); the Florida Small Business Development Center Network; and the Florida Department of Economic Opportunity are working together to ensure our small business owners have the information they need to prepare for hurricanes and other natural disasters. 

Florida Department of Economic Opportunity (DEO) and the State Emergency Response Team (SERT) activated the Business Damage Assessment Survey in response to Hurricane Ian. Survey responses will allow the state to expedite Hurricane Ian recovery efforts by gathering data and assessing the needs of affected businesses.

The Florida Disaster Fund is the State of Florida’s official private fund established to provide financial assistance to our communities as they respond to and recover from times of emergency or disaster. In partnership with public, private, and other non-governmental organizations, the Florida Disaster Fund supports response and recovery activities. To contribute, please visit www.FloridaDisasterFund.org or text DISASTER to 20222.

Learn more about resources available to Florida Business Owners including the Emergency Bridge Loan at Floridadisaster.biz.

Disaster Declaration Information

Did you know that SBA provides low-interest disaster loans to homeowners, renters and businesses?


FLORIDA Declaration 17644 & 17645

(Disaster: FL-00178)
Incident: HURRICANE IAN occurring: September 23, 2022 & continuing in the Florida counties of: Charlotte, Collier, DeSoto, Hardee, Hillsborough, Lee, Manatee, Pinellas, and Sarasota;

and for economic injury only in the contiguous Florida counties of: Broward, Glades, Hendry, Highlands, Miami-Dade, Monroe, Pasco, and Polk.

Application Filing Deadlines:

Physical Damage: November 28, 2022

Economic Injury: June 29, 2023

If you are located in a declared disaster area, you may be eligible for financial assistance from the U. S. Small Business Administration (SBA).

What Types of Disaster Loans are Available?
• Business Physical Disaster Loans – Loans to businesses to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit organizations such as charities, churches, private universities, etc., are also eligible.
• Economic Injury Disaster Loans (EIDL) – Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period.
• Home Disaster Loans – Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal property, including automobiles.

What are the Credit Requirements?
• Credit History – Applicants must have a credit history acceptable to SBA.
• Repayment – Applicants must show the ability to repay all loans.
• Collateral – Collateral is required for physical loss loans over $25,000 and all EIDL loans over $25,000. SBA takes real estate as collateral when it is available. SBA will not decline a loan for lack of collateral, but requires you to pledge what is available.

Learn more about

Disaster Declaration Details


Apply for a disaster loan: 

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