SBA November Calendar l National Veterans Small Business Week

Massachusetts District Office - November 2021

u s small business administration

November Education Calendar

National Veterans Small Business Week 2021
Bob Headshot

SBA Celebrates National Veterans Small Business Week

MA District Director Robert Nelson

November 1-5, 2021 is National Veterans Small Business Week (NVSBW).  During NVSBW, SBA and its extensive partner network will celebrate the strength and resiliency of the veteran business community by hosting events across the country and sharing information about the resources available to veteran entrepreneurs.

Here are a couple of interesting facts:

  • There are over 1.76 million veteran-owned businesses in the United States. Of this total, more than 337,934 were employers, and 1.42 million were non-employers.
  • These businesses employ nearly four million people.
  • Veteran-owned businesses generate approximately $1 trillion dollars in sales/receipts annually.
  • Across Massachusetts there are 32,248 veteran-owned businesses, 9,248 were employers, and 23,000 were non-employers.


It’s not that surprising that there are so many veteran-owned businesses across Massachusetts and the country. Service members, veterans, and military spouses make great entrepreneurs. The resilience, determination, and fortitude they have acquired through their service in the military has prepared them for life as successful small business owners.

Our veterans don't have to enter their mission of entrepreneurship alone.  The SBA is here to help. Through the SBA, the military community has a partner to support them at all stages of small business ownership. No matter where they are in their entrepreneurial journey transition assistance, entrepreneurial training, disaster assistance, access to capital, and government contracting opportunities are right in their local neighborhood.

This year, given the COVID-19 pandemic, the SBA is focused on supporting the strength and resiliency of the veteran small-business community through resources and guidance to help these businesses meet new demands and adapt to this unfamiliar environment. Now more than ever, it’s vital for military and veteran entrepreneurs to be aware of the local resources that are available to assist them during this difficult time. It’s critical for small businesses to make strong local connections to stay afloat and continue to thrive.

The good news is SBA, and its' resource partner network extends across the country. Veteran entrepreneurs can receive business training, counseling, and mentoring at our Veterans Business Outreach Centers (VBOC), where they can also find out about financing options and receive procurement guidance to help them better compete for government contracts.

The VBOC of New England serves the veteran community in all six New England states. The center is operated by the Center for Women & Enterprise and offers classes, programs, and services to those who want to start, grow or expand their businesses.  You can find out more about the New England VBOC HERE.

All of SBA's resource partners are available to help veteran owned businesses at any stage.  Find out more about SCORE, the Women's Business Centers and the Small Business Development Centers here: Resource Partners (


Robert Brown

Broco Oil is a great example of a veteran owned business that grew with help from SBA. Learn more about how U.S. Navy Seabee Veteran Robert Brown landed a contract of a lifetime and read his success story HERE.

NVSBW is the perfect opportunity to reinforce the critical role that SBA plays in this mission to celebrate, strengthen, and empower our nation’s veteran entrepreneurs like Broco Oil.

To our nation’s veterans and military community, thank you for your hard work, dedication, and the sacrifices you make. Thank you for your service.


UPCOMING Virtual Events

11/5 Resources to Strengthen Your Veteran Owned Business

Resources for Veteran Entrepreneurs

Please join us for this Veterans Business support Workshop in collaboration with the Worcester SCORE Chapter. 

In this VIRTUAL workshop, you will learn about the U.S. Small Business Administration, its' Resource Partners, and free support services available to help you start and grow your Veteran-owned business 

We will also have an SBA Lender Panel explaining how to access capital and you will hear from Veteran Business Owners on their challenges and success.  All are invited to join, you don't have to be a Veteran. 

Friday, November 5th / 9:00am - 11:30am



  • Robert Nelson, Massachusetts District Director will provide opening remarks
  • SBA Resource Panel: Worcester SCORE, Paul McCarthy; Clark SBDC Director, Richard Cheney; VBOC New England Director, Jennie Murphy
  • SBA Lender Panel: Jennifer McKay, TD Bank; Sandie Cataldo, North Central MA Development Corporation; Patrick Royce, Webster Five Bank
  • Veteran Owned Business Panel: Anthony Manca, CEO, Shire Wire; Edward Smith, President, Valor Wealth Partners; Hans Olson, Founder, Olson Holdings
  • SBA Contracting Overview: Nadine Boone,  Lead Business Opportunity Specialist 




Wednesday, November 3, 2021

  • 10:00am – 1pm   CT District Office, Veteran and Military Spouse Resource Fair,  VA Connecticut, West Haven Campus: No registration necessary, meet us outside the cafeteria at the VA, 950 Campbell Ave., West Haven, CT           
  • 11:00am – 12:30pm   VBOC of New England - NVSBW: Grow your Business through Government Contracting: Register Here - VBOC           

Thursday, November 4, 2021

  • 4:30pm – 5:30pm    VBOC of New England - The Importance of Knowing What your Business is Worth: Register Here - VBOC                            

Friday, November 5, 2021

  • 9:00am - 10:30am  Transition from Battle Buddy to Business Buddy - Connecticut SBA Webinar - Register Here
  • 9:00am - 11:30am  Massachusetts SBA Resources to Strengthen Your Veteran Owned Business Webinar - Register Here


Tuesday 11/2/21 / 4:00pm - 5:30pm
Starting a Farm Business: Lessons Learned from a Marine turned Farmer - CWE Central MA - Live Webinar

Wednesday 11/3/21 / 11:00am - 12:00pm
Grow Your Business Through Government Contracting - CWE Central MA - Live Webinar

Wednesday 11/3/21 / 12:00pm - 1:00pm
Tariff Management: How to Manage Costs in the Current International Trade Climate

Wednesday 11/3/21 / 12:00pm - 1:00pm
Crafting an Effective Video Content Strategy, Part 1 - CWE Central MA - Live Workshop

Wednesday 11/3/21 / 1:00pm - 2:00pm
Getting Seen on Social Media - CWE Central MA

Wednesday 11/3/21 / 5:00pm - 6:30pm
If This Then That (IFTTT) Webinar

Thursday 11/4/21 / 12:00pm - 1:30pm
Is Entrepreneurship Right For You? - CWE Central MA - Live Webinar

Thursday 11/4/21 / 9:30am - 11:30am
Business Legal Primer

Thursday 11/4/21 / 4:30pm - 5:30pm
The Importance Of Knowing What Your Business Is Worth - CWE Central MA - Live Webinar

Thursday 11/4/21 / 6:00pm - 7:00pm
Financial Education Prog with Cambridge Savings Bank 2 - Credit - CWE Eastern MA - Live Workshop

Friday 11/5/21 / 12:30pm - 2:00pm
Business Clinic - Managing Your Finances - CWE Eastern MA - Live Webinar

Tuesday 11/9/21 / 1:00pm - 2:30pm
Steps to Start a Business - CWE Central MA - Live Workshop

Tuesday 11/9/21 / 12:00pm - 1:00pm
Book(keeping!) Club - CWE Central MA - Live Workshop

Tuesday 11/9/21 / 6:00pm - 7:00pm
An Introduction to QuickBooks – CWE Eastern MA – Virtual Meeting

Wednesday 11/10/21 / 12:00pm - 1:00pm
Crafting an Effective Video Content Strategy, Part 2 - CWE Central MA - Live Workshop

Tuesday 11/16/21 / 9:00am - 10:00am
Why am I Not Found in Google?

Tuesday 11/16/21 / 10:00am - 12:00pm
Basic Entrepreneurial Workshop: Business Fundamentals

Tuesday 11/16/21 / 6:00pm - 9:00pm
Starting Your Business

Wednesday 11/17/21 / 10:00am - 11:00am
Writing a Business Plan-Business Description

Thursday 11/18/21 / 10:00am - 11:00am
Starting and Growing a Business - The SBA Advantage

Thursday 11/18/21 / 3:00pm - 4:00pm
COVID-19 Updates for the Workplace

Friday 11/19/21 / 12:00pm - 1:30pm
Managing Cross-Border Risks and Costs Exporting to Canada

11/10 MA SBA Virtual Café: National Veterans Small Business Week

Veterans, let us serve you. SBA can help your small business start, grow, expand and recover.


Wednesday, November 10th / 1:00pm - 2:00pm


The first week of November is National Veterans Small Business Week, which honors and celebrates the contributions our veterans have made to U.S. small businesses. Learn more as Outreach and Marketing Specialist Caroline Williams, guests from the Veterans Business Outreach Center, and small businesses tell all about SBA programs and resources for veteran business owners to help start, grow, and expand your business.

SVOG Spotlight Series: Cappella Clausura


Cappella Clausura is a professional vocal ensemble based in Newton/Boston founded by Amelia LeClair, with the mission to highlight music of female composers from the 9th century to present-day. The group has brought together singers and players from the Greater Boston area for the past 16 years, keeping the name “Clausura (Cloister)” as a metaphor for the cultural obstacles faced by women composers throughout history.

Paycheck Protection Program plugs a setback

When COVID hit, it caused a major setback to their organizational progress made through the years.  Cappella Clausura has been run by a volunteer director up until 2016, when a half-time business manager was added.  That position later grew to their first-ever, full-time Executive Director in August of 2019 – a positive sign that the company was growing.

No live concerts planned; Cappella Clausura simply could not justify keeping on any staff, however.  LeClair managed to keep their new Executive Director on through the end of the year with support from the Paycheck Protection Program – but that position eventually had to be furloughed in the summer.  The PPP also employed 15 artists and a videographer temporarily, which helped LeClair produce a series of virtual concerts. 

LeClair and the board of directors, all volunteers, were in touch frequently – meeting monthly over Zoom to try and come up with ways to stay in business and to stay in contact with 1600+ email subscribers.  For the time being without many options, producing virtual events was the only way to stay relevant and keep their stakeholders engaged.


Staying in business
LeClair stayed connected with the SBA Massachusetts District Office during the crisis, and watched an informational webinar hosted by Rosa Taormina with the Small Business Development Center at Salem State University. 

She learned that Cappella Clausura was eligible for the Shuttered Venue Operators Grant and received free counseling services to help her navigate the application process.  After being awarded the funding, the SVOG made it possible for Cappella Clausura to continue paying for most of their live recording costs and helped prepare them for reopening in the fall by hiring staff again, including a new Executive Director.

Although with all the COVID restrictions that are becoming the norm for performance venues, the future was still uncertain.



Like a butterfly coming out of a cocoon – today a new season with optimism is on the horizon.  Cappella Clausura found a new home at well-vented Emmanuel Church of Boston, where the company will rehearse and perform; as well as in Newton at their former home, Eliot Church.

The new season begins in November with live performances of last spring’s virtual event, TROUBADOURS 2021 – featuring five commissioned works based on the poetry of 12th - 14th century females with an eclectic mix of jazz, hip-hop, classical, and Bengali genres.

From there, Capella Clausura has an array of performances already lined up throughout the year including a special Women’s History Month event in March, a string orchestra in May; and a traditional collaboration with the Newton Theater Company in June – stay tuned!  

11/18 Cafecito con CWE - CWE Eastern MA - En vivo


Thursday, November 18th / 11:00am - 12:00pm


En esta sesión, discutiremos la equidad salarial para las latinas y por qué es importante para el espíritu empresarial. Será una conversación guiada con la invitada especial, Rosario Ubiera-Minaya de Amplify Latinx e Isabella D' Agosto.

Las directoras del Centro para la Mujer y los Negocios de Boston y Rhode Island, Samilys Rodríguez y Doris De Los Santos moderarán y facilitarán la conversación.

Algunos de los temas a tratar serán:

• Disparidades salariales y la brecha salarial nacional

• Definición y construcción de riqueza generacional

Los asistentes tendrán la oportunidad de participar activamente durante la conversación en sesiones intermitentes de preguntas y respuestas.

Idioma: Español

Costo: Esta clase se ofrece de forma gratuita, ¡pero el espacio es limitado! Si por alguna razón, después de registrarse, ya no puede asistir a la clase, comuníquese con nosotros para que otra persona pueda ocupar su lugar.


Nuestro proceso de registrar para talleres se ha cambiado! Por favor lea todos instruciones. Para mejorar nuestro registros y progreso, estamos utilizando eCenter Direct para el registracion de talleres.

Se tiene que crear una nueva cuenta con CWE eCenter Direct antes de registrarse con cualquier entrenamiento con CWE. Si ya a utilizado nuestros servicios en el pasao, puede ser que su información ya ha sido guardado en nuestra sistema. Si recibe el mensaje "su direcion de correo electronico ya esta conectada a una cuenta, inicia su secion" escoge "forgot password" y escoje su contraseña preferido. Por favor asegúrese que su información es correcto para servirle lo mejor que podemos. Despues de configurar su cuenta registrándose para un taller será muy rápido y simple.

Despues de completar su registracion en el eCenter Direct, se le dara un enlace único para acesar este webinar en GoToWebinar. Por favor asegurese de completar este ultimo paso en el proceso de registrarse para que puede participar en el webinar.

Si tiene preguntas, contactanos al


News Release: SBA Administrator Guzman Announces $44.8 Billion Through Signature Lending Programs

In fiscal year 2021, 7(a) and 504 loan programs provided more than 61,000 loans, but gaps in access to capital for underserved communities remain

Release Date: October 29, 2021               
Release Number: 21-98                                    

WASHINGTON – Today, U.S. Small Business Administration (SBA) Administrator Isabella Casillas Guzman announced the agency reached $44.8 billion in funding to small businesses through more than 61,000 traditional loans for fiscal year (FY) 2021.

“In the midst of a once-in-a-generation pandemic, the SBA’s mission-driven team delivered a record number of SBA’s traditional loans to our nation’s small businesses – in addition to more than $1.1 trillion in COVID-related relief since the start of the pandemic,” said SBA Administrator Guzman. “While progress has been made, our data also tells a deeper story:  historic inequities in accessing capital persist, and we must do more to lower the barriers of entry to opportunity for all our entrepreneurs. We will continue to build on our impactful programs to meet small businesses where they are and connect them with the resources needed to thrive.”

“The SBA continues to make headway in helping small businesses access much-needed capital, but much more work remains to be done,” said Patrick Kelley, Associate Administrator for the Office of Capital Access. “Our flexible, low-interest 504 loan program grew in loan volume by 41%, and the SBA team is already at work for fiscal year 2022 to support job and entrepreneurial growth across the country.”

Overall Funding and Impact:

Under Administrator Guzman’s leadership, the SBA has made it a priority to increase access to capital for business owners across the nation, particularly from traditionally underserved communities. Fiscal year 2021 traditional lending data of note includes:

  • $36.5 billion in 7(a) loans: Nearly 52,000 7(a) loans worth more than $36.5 billion were provided to small businesses. Lenders reported that minority business owners received nearly $11 billion in 7(a) loans or 30% of the SBA’s total 7(a) portfolio. Data also shows that women-owned businesses received nearly $5 billion in FY 21, while veteran-owned businesses received $1.2 billion.
  • $8.2 billion in 504 loans: Working with authorized Certified Development Companies (CDCs), the SBA’s 504 program delivered 9,600 loans worth more than $8.2 billion to small businesses, fully exhausting funding authority for the first time in the program’s history. Minority business owners received nearly $1.88 billion in loans -- 23% of the total 504 portfolio. In FY 21, the program also provided over $712 million in lending to women-owned businesses and increased its support of rural small businesses by nearly 33%.
  • $71.8 million in microloan funding: In fiscal year 2021, $71.8 million in microloan funding went to nearly 4,400 small businesses. Forty-one percent of those loans went to underserved communities, including Hispanic-owned and Black-owned small businesses.


Addressing Equity Challenges That Persist Throughout the Small Business Economy:

Despite significant progress in its traditional lending programs, the agency is acutely aware of gaps that persist for certain communities in accessing capital. The SBA’s existing loan programs serve an important role in credit markets for small businesses, particularly those with collateral and demonstrated revenue that are denied a loan by a commercial bank or often lack relationships with established lenders.

Over the past five years, loans issued to the smallest borrowers through the SBA-backed 7(a) loan, Express, and Community Advantage decreased by over 45%. However, the decline in the proportion of small-dollar loans is not unique to SBA loan portfolios. Federal Deposit Insurance Corporation (FDIC) data on commercial small business lending by regulated banks shows an overall 3% decline (translating to over 600,000 loans) in the proportion of loans under $100,000. This lack of small-dollar loan appetite from lenders has led to disproportionate impacts on minority business owners. Firms with non-Hispanic Black ownership and firms with $100,000 or less in revenues were only half as likely as firms with non-Hispanic white ownership to obtain bank funds (23%, 24%), and Latino-owned firms were similarly lower (34%).

Addressing the systemic gap in access to capital for the smallest and underserved businesses has been Administrator Guzman’s north star and will continue to be a top SBA priority in FY 22 and beyond.

For more information about SBA’s loan programs, financial assistance, and other services, visit

Save the Date: Veterans Day

Veterans Day, November 11, 2020

Veterans, thank you for your service. The SBA offers support as you enter the world of business ownership →

Government Contracting and Business Development

Wednesday  11/17/21 / 9:00am - 10:30am
GET STARTED - Doing business with the Federal Government

Thursday  11/18/21 / 9:00am - 10:30am
SBA 8(a) Business Development Eligibility Session

8a tile


7(j) training, provided to eligible firms and their employees, includes very specialized training in the areas of federal contracting.

In this section there are two 7J education providers:

1. Stover & Associates
2. FedMap

Stover & Associates

The training will be provided in an online format with live instructors and the ability for students to participate and ask questions. Up to 40 participants per workshop will receive training on how to make "real world" business decisions that will facilitate their firm's success.

Click the “Register for Training” button on the left side navigation pane

Upcoming Schedule:

Strategic Planning for Small Businesses
November 8, 2021 / 1:00—2:30 pm EST

Federal Contracting Basics
November 9, 2021 / 1:00—4:00 pm EST

Introduction to Construction Project Management                  
November 10, 2021 / 1:00—4:00 pm EST

Understanding the Request for Proposal (RFP)
November 15, 2021 / 1:00—3:30 pm EST

Developing the Technical and Past Performance Proposal
November 16, 2021 / 1:00—4:00pm EST

Developing the Cost Proposal
November 17, 2021 / 1:00—4:00pm EST

Tools for Construction Project Management
November 18, 2021 / 1:00—4:00pm EST



The U.S. Small Business Administration is offering the Federal Market Acceleration Program (FedMap™) brought to you by SBA’s Office of Business Development through the 7(j) Management and Technical Assistance Program’s 7(j) provider, Coley & Associates.

FedMap is a three-month training program led by a government business development expert that guides companies in the pursuit of a real opportunity with the goal of winning it. The FedMap Growth Program includes these key parts: Training, Coaching, Team Building, Peer support, and real-life pursuit of a contract opportunity. THIS PROGRAM IS COMPLETELY VIRTUAL!

The Federal Market Acceleration Platform (FedMap™) model delivers a holistic approach to helping small businesses quickly gain traction and sustain success as a government contractor. Our FedMap™ model includes the following elements:

  • Peer Advisory Groups
  • Coach guided implementation of lessons learned
  • Online WBT to provide foundations of understanding
  • Virtual Live Group and Coaching meetings
  • Knowledgebase for quick refreshes of knowledge
  • Templates, how-to guides, and case-studies for helping companies implement new knowledge
  • Real-life pursuit of opportunities
    • Capture Planning workbook
    • Templates
  • Online Community support that leverages the knowledge and experience of other small businesses

How is FedMap Different?

Training topics in government contracting do not work nearly as well if they are presented alone without implementation support provided by peers and advisors.

As a FedMap Member, you will be a part of a coach-led cohort of your peers, you will identify a real opportunity and go through the entire process of developing and executing a capture strategy that significantly improves your chances of winning the contract with a targeted agency. You will also meet one-on-one with a coach each month to guide you towards your contract win. Finally, you will have access to the FedMap Growth Platform that includes a Networking Community, Tools & Templates, Supplemental Training, and our online Target software that helps you find new, winnable opportunities to pursue. 

FedMap is not a one topic course training.  The time commitment is three months.

Committed to Win?

Are you ready to commit yourself to three months to get a full understanding on learning how the government works, how to target agencies that buy what you sell, how to make yourself more competitive? This commitment also means that you will commit your time and effort toward your success and support of your peers.


We are accepting applications for cohorts starting in Fiscal Year 2022 (subject to the availability of funds)
.  This program has been very popular.  Applicants will be assigned in order of eligibility and availability.  Please view the attached marketing flyer as you must apply to be considered for the FedMap Program. Please contact the FedMap Team at 210-834-1503 or at for assistance with the application.  This training program is for eligible small businesses nationwide.


Govology Webinars

Use the code MA2021 to register for FREE

Govology Webinar: Five Steps to Launch Your Federal 2022!
Date: November 2, 2021 Time: 1:00 p.m. EDT
Click Here to Learn More

What’s New? SBA Updates, Accounting with DCAA, and Recent PTAC Activities
Date: November 4, 2021 Time: 10:00 a.m. EDT
Click Here to Learn More

For more details, visit Massachusetts PTAC Training Events



Please direct all other inquiries and questions to our District Office email at:

FREE and confidential counseling services are available across the Commonwealth. 


Virtual education, training and networking sessions are happening daily.


Please schedule a virtual session with any of our Resource Partners below...

Resource Partner Network

How prepared are you to reopen your business? Check it out here



Staff are working remotely and can be reached via email or telephone. MSBDC is committed to supporting entrepreneurs during these very challenging times.

Request for Counseling

MSBDC advisors can assist businesses with disaster loan applications.

If you are not currently a client and would like to speak with a counselor, please find your region and reach out to the REGIONAL OFFICE SERVING YOU.

Berkshire Regional Office
33 Dunham Mall, Suite 103
Pittsfield, MA 01201
413-499-0933 | Fax: 413-499-3005

Central Regional Office
Clark University
The Carriage House, 125 Woodland Street
Worcester, MA 01610
508-793-7615 | Fax: 508-793-8890

Northeast Regional Office  (SPANISH-SPEAKING COUNSELOR)
Salem State University
121 Loring Avenue, Suite 310
Salem, MA 01970
978-542-6343 | Fax: 978-542-6345

Procurement Technical Assistance Center
Scibelli Enterprise Center
1 Federal Street, Building 1
Springfield, MA 01105
413-545-6303 | Fax: 413-737-2312

Southeast Regional Office
200 Pocasset Street
Fall River, MA 02721
508-673-9783 | Fax: 508-674-1929

Western Regional Office
Scibelli Enterprise Center
One Federal Street, Building 101
Springfield, MA 01105-1160
413-577-1768 | Fax: 413-737-2312



Request for Counseling

Counseling Sessions with BOSTON SCORE CHAPTER:
If you want to speak with a counselor, SCORE is doing tele-consults. Just pick a date and time to schedule a session and enter your contact info, mentors are doing sessions by phone and Zoom video app. 

Reach out to other SCORE CHAPTERS throughout the state below.

SCORE Boston Chapter

SCORE Worcester Chapter

SCORE Northeastern Massachusetts Chapter

SCORE Southeastern Massachusetts Chapter

SCORE Western Massachusetts Chapter

SCORE Cape Cod Chapter

SCORE Rhode Island (Serving Fall River, New Bedford)


CWEWomen's Business Centers


Eastern Massachusetts Center - Boston
44 School St., Suite 200
Boston, MA 02108

Central Massachusetts Center - Westborough
69 Milk St., Ste. 217
Westborough, MA 01581

Veterans Business Outreach Center of New England (VBOC of NE)
132 George M. Cohan Blvd.
Providence, RI 02903


Disclaimer: The SBA does not endorse the organizations sponsoring linked websites, and does not endorse the views they express or the products/services they offer.  All programs and services are extended to the public on a nondiscriminatory basis.