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South Carolina District Office

u s small business administration

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Montana Business Smart

Business Smart Series: Part 1

Hosted by FMU's Kelley Center for Economic Development. Join this workshop to learn about the 10 pitfalls to avoid when starting a Small Business and the key steps to getting your business off the ground.

For questions, contact Angela Brewer at

Tuesday, October 5, 2021 - 10:00am EDT

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Information Corner

SBA Disaster Loans  Check disaster declarations  Apply for a disaster loan   Check your status

SBA Economic Injury Disaster Loans Available in South Carolina Following Secretary of Agriculture Disaster Declaration for Freezing Temperatures

The U.S. Small Business Administration (SBA) announced today that Economic Injury Disaster Loans (EIDLs) are available to small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and private nonprofit organizations in South Carolina due to freezing temperatures that began on April 22, 2021.

Low-interest disaster loans are available in the following counties: Anderson, Oconee and Pickens in South Carolina; and Franklin, Habersham, Hart, Rabun and Stephens in Georgia; and Jackson, Macon and Transylvania in North Carolina.

“When the Secretary of Agriculture issues a disaster declaration to help farmers recover from damages and losses to crops, the Small Business Administration issues a declaration to eligible entities, affected by the same disaster,” said Kem Fleming, director of SBA’s Field Operations Center East

Under this declaration, the SBA’s Economic Injury Disaster Loan program is available to eligible farm-related and nonfarm-related entities that suffered financial losses as a direct result of this disaster. Apart from aquaculture enterprises, SBA cannot provide disaster loans to agricultural producers, farmers and ranchers.

The loan amount can be up to $2 million with interest rates of 3 percent for small businesses and 2 percent for private nonprofit organizations of all sizes, with terms up to 30 years. The SBA determines eligibility based on the size of the applicant, type of activity and its financial resources. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition. These working capital loans may be used to pay fixed debts, payroll, accounts payable, and other bills that could have been paid had the disaster not occurred. The loans are not intended to replace lost sales or profits.

Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at and should apply under SBA declaration # 17080.

Disaster loan information and application forms may also be obtained by calling the SBA’s Customer Service Center at 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing) or by sending an email to Loan applications can be downloaded from Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

Submit completed loan applications to SBA no later than April 12, 2022.

Upcoming Events

Design Thinking for Entrepreneurs
Women's Business Center
Thursday, October 7, 2021 - 11:00am EDT

Mastering Hard Conversations with UEE Partners
Women's Business Center
Thursday, October 7, 2021 - 12:00pm EDT

Volunteer Management - Nonprofit Workshop Series Fall 2021
SCORE Business Mentor
Thursday, October 7, 2021 - 12:00pm EDT

Federal Contracting Readiness Program (FCRP)
SBA Sponsored
Friday, October 15, 2021 - 11:00am CDT

Business Smart Series: Part 2
SBA Participating
Tuesday, October 19, 2021 - 10:00am EDT