SBA San Antonio District Office Newsletter | July 2021

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SBA works to ignite change and spark action so small businesses can confidently start, grow, expand, or recover, and we’re honored to serve America’s small businesses for nearly 7 decades. Whatever your business stage, the SBA offers various online tools and resources to help you take the next steps toward meeting your business goals.

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National SBIR Virtual Event

The 2021 National SBIR Week is a FREE virtual event connecting entrepreneurs working on advanced technologies to the country’s largest source of early stage funding – the SBIR/STTR programs. Also known as America’s Seed Fund, the SBIR/STTR programs provide over $4 billion in funding to small businesses each year in a wide variety of technology areas administering over 7,000 new awards annually.

If you’re an innovator, entrepreneur, researcher, or small technology firm, don’t miss this opportunity to participate in live streaming sessions and to meet virtually with program decision makers.

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How and when to apply for loan forgiveness

A borrower can apply for forgiveness once all loan proceeds for which the borrower is requesting forgiveness have been used. Borrowers can apply for forgiveness any time up to the maturity date of the loan. If borrowers do not apply for forgiveness within 10 months after the last day of the covered period, then PPP loan payments are no longer deferred, and borrowers will begin making loan payments to their PPP lender.

To apply for loan forgiveness:

  1. Contact your PPP lender and complete the correct form
  2. Compile your documentation
  3. Submit the forgiveness form and documentation to your PPP lender
  4. Continue to communicate with your lender throughout the process 

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SBA account login and registration portals

you can find all your SBA account login and registration portals in one spot for the following SBA loans and Federal contracting programs:

  • COVID-19 Economic Injury Disaster Loan (EIDL) application login and account portal
  • SBA disaster loan application login and account portal (for non-COVID physical or economic losses)
  • SBA disaster loan payments
  • Check status on SBA disaster loans including COVID-19 EIDL and physical loss loans, 7(a) loans, 504 loans, and Microloans
  • Shuttered Venue Operators Grant (SVOG) Application Portal
  • Restaurant Revitalization Fund (RRF) Application Portal
  • System for Award Management (SAM) account registration
  • SBA certification account login and other federal contractor programs
  • SBA supplemental page (SBA profile)

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How to Do Business with the Federal Government


SBA Surety Bond Program

Surety bonds help small businesses win contracts by providing the customer with a guarantee that the work will be completed. Many public and private contracts require surety bonds, which are offered by surety companies. The SBA guarantees surety bonds for certain surety companies, which allows the companies to offer surety bonds to small businesses that might not meet the criteria for other sureties.

How the SBA Surety Bond Program works:

  1. Surety bonds are requested
  2. Surety partners with business
  3. The SBA guarantees
  4. Small businesses benefit

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Surplus Personal Property for Veteran-Owned Small Business programs

Veteran-owned small businesses (VOSB) can access federally owned personal property no longer in use through the General Services Administration's (GSA) Federal Surplus Personal Property Donation Program.

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Tax Credits for Small Businesses

The American Rescue Plan Act of 2021 (ARP) allows small and midsize employers, and certain governmental employers, to claim refundable tax credits that reimburse them for the cost of providing paid sick and family leave to their employees due to COVID-19, including leave taken by employees to receive or recover from COVID-19 vaccinations. The ARP tax credits are available to eligible employers that pay sick and family leave for leave from April 1, 2021, through September 30, 2021.

Visit the link below for some basic facts about the employers eligible for the tax credits and how these employers may claim the credit for leave paid to employees who take leave to receive or recover from COVID-19 vaccinations.

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If you haven't already, be sure to follow us on Twitter! @SBA_SanAntonio 

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Effects Of Small Loans On Bank And Small Business Growth

Since 1980, the number of commercial banks has dropped from 14,400 to 4,600. Given the decrease in commercial banking options, it is important to understand the long-term trends of banking industry dynamics by size of bank, as well as the impact of small business lending on bank growth and small business success. 

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8 Resources To Help Veteran Entrepreneurs & Small Businesses

To help veteran entrepreneurs flourish in business, we asked business professionals and CEOs this question for their best advice. From finding a mentor to getting your finances in order, there are several resources for veterans that may help your entrepreneurial efforts thrive.

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Business Strategies for Surviving Recessions: 8 Examples From The Pandemic 

To help business owners survive future recessions, we asked CEOs and business professionals this question for their best strategies. From standing firm on price to looking for innovation in the market, there are several ways to help your business survive any future recessions and continue to grow your business. 

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Let us hear from you!


Do you have three minutes? Take SBA’s Customer Experience Feedback Survey to help us better serve you. Your feed back is valuable and will help us better determine how we can improve our services. This survey is intended for current and prospective small business owners who have interacted with an SBA office. All responses are anonymous. Thank you in advance for your time.

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