Recovery Relaunch for Entrepreneurs

SBA Southeastern Regional Update for Entrepreneurs


January 2021

u s small business administration

SBA Resources for Your Recovery

Paycheck protection program, PPP

1st and 2nd Draw PPP Loans now available! Find a lender & more information here:

Paycheck Protection Program (



EIDL now available through December 31, 2021: for small businesses and nonprofit organizations that are currently experiencing a temporary loss of revenue- More info here:

COVID-19 Economic Injury Disaster Loans (

ppp icon


     Do you have a 7(a), 504 or Micro Loan already? Debt       Relief is available:

   SBA Debt Relief

SBA Express


Applying for an EIDL loan and need funds? The Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly:

SBA Express Bridge Loans



Eligible applicants may qualify for SVO Grants equal to 45% of their gross earned revenue, with the maximum amount available for a single grant award of $10 million:

Shuttered Venue Operators Grant (

New Resource for Women Entrepreneurs- Take a Journey with SBA



Take a no-cost journey with SBA and learn from experts on certain topics including Recovery:

What's New from YOUR

SBA District Office

Tom Todt

Alabama District Office

Thomas (Tom) Todt, District Director

Happy New Year to all! We are certainly happy to have 2020 in our past and we are cautiously optimistic about what 2021 holds in store for us. 

Resources for Women

The SBA Alabama District office is excited about the new resources afforded by the Agency to serve the small business community. In addition to The Catalyst Center for Business and Entrepreneurship (Huntsville, AL), a second WBC, Regional Economic Assistance for Communicating Hope (REACH) Catalyst Women’s Business Center (Clanton, Alabama) is set to begin providing services to the women-owned businesses in the southern region of Alabama. The Catalyst is an outstanding SBA Resource Partner of long standing, and we look forward to the assistance that the new facility will bring to entrepreneurs in Chilton County and surrounding areas.

Michael Barrera

North Florida District Office

Michael Barrera, District Director

The North Florida District Office (NFDO) hosted a PPP partner call for resource and community partners located throughout our 43 counties. We had over 70 organization representing chambers, minority organizations, women’s groups, veteran organizations, and faith-based groups among others on the call. The purpose of the call was to provide information to our partners who could then convey the key details about the next round of PPP with their clients and members. This outreach effort helped the district provide outreach to thousands of small business owners in an effective way. Michael Barrera, District Director, and the NFDO team presented the information and fielded questions from the participants.


View the PPP presentation here 

Please note some of the information in this webinar has been updated since it was recorded. Check the NFDO calendar for upcoming webinars. For the most up to date information on PPP and other corona virus resources visit the SBA website.

SBA North Florida Photo

Victoria Guerrera

South Florida District Office

Victoria Guerrero, District Director

Happy New Year! Most of us were delighted to see 2020 fade into the history books, but now it’s time to look forward to what 2021 has to offer. Our theme for this first quarter of 2021 is: “New Year, New You, New Business.”  We have upcoming programming this quarter designed to help you conquer your tax fears, to cast vision for your business, and to help you harness the wisdom of thought leaders with our new Business Book Club starting this month.  Many of our offerings will be available in Spanish as well. 

Of course, COVID surprised us all and many small businesses were unprepared for the adverse impact that nationwide shutdowns would cause.  Having a business plan and a disaster plan in place this new year can help a business stay ahead of unforeseen scenarios like hurricanes, fires, earthquakes, tornadoes, and viruses.  Be sure to check out the business planning tools and templates on our website to give your business the edge in 2021. 

With the recent passage of the Economic Aid Act, we are gearing up this month for a new round of Paycheck Protection Program loans for small businesses.  We are especially focused on making sure those companies that did not receive PPP funds in 2020 are the first to get them in this new year. Much of the PPP process will be the same, but there are some changes. We will be offering informative webinars in the coming days to help businesses navigate the 2021 PPP process while we continue to provide help to those looking to get 2020 PPP loan forgiveness.

Look out for all of our webinars and activities on our District Calendar of Events, follow us on Twitter and LinkedIn to get instant information, and be sure to subscribe to our YouTube Channel in case you miss the live presentations. You can also reach us by email if you have a specific question or concern my staff can address for you:

WBEC South Florida

The SBA South Florida District Office has started a book club in collaboration with the Women’s Business Enterprise Council of Florida to help business owners harness and practice the wisdom from marketplace influencers to rethink, retool, and realize growth in their enterprises as they move through these challenging economic times. The sessions will be held every six weeks throughout 2021. Click here to register for the first session scheduled for January 29, 2021. 

Terri Denison

Georgia District Office

Terri L. Denison, District Director


The Savannah Chapter of SCORE has been named a 2020 National Diamond Chapter, a status earned by fewer than 10% of SCORE’s 240 nationwide chapters. This special honor was awarded in recognition of the Chapter achieving Platinum Level status for its accomplishments, contributions to the community, and operational excellence for the last five consecutive years. 

In FY2020, Savannah SCORE worked with 842 clients, conducted 1,532 free mentoring sessions, presented 63 free live virtual workshops via Zoom, and achieved a Client Satisfaction Rating of 91.4, one of the highest on the nation. Savannah was also named SCORE’s 2019 “Mid-Market Chapter of the Year” and won the 2018 award for “Outstanding Client Education Program.” This past year, the Chapter helped establish 131 new local businesses and create 366 new non-owner jobs.

Robert Coffey

Kentucky District Office

Robert Coffey, District Director

       New Business Basics & Sustainability Courses for Underserved Communities

 As a new year begins, there are new opportunities. The SBA Kentucky District Office is introducing two new courses for underserved businesses communities to help create new opportunities. Both courses are designed specifically for minority-owned businesses that were not able to access the PPP and/or EIDL programs.

The eight-week Business Basics for Beginners course provides real world exercises and practical information. Entrepreneurs will:

  1. Review business structure options, as well as advantages and disadvantages.
  2. Select a business name and undertake the business registration process.
  3. Review the business plan components; establish a relationship with the local SBDC; and obtain required business licenses and insurance.
  4. Obtain and review their personal credit report and correct any errors; meet with at least two lenders and establish a relationship.
  5. Address branding and marketing concepts; integrate branding and marketing activities in their business plan; discuss available marketing resources.

The Business Sustainability Course, also eight weeks in length, will also incorporate important business concepts and assignments. Participants will:

  1. Separate personal business from personal finances; establish business accounts with a lender; discuss corporate entities and legal liabilities.
  2. Be introduced to business taxes; acceptance of and accounting for non-cash payments; discover how pricing adjustments will compensate for taxes owed.
  3. Learn about government contract opportunities; certifications required; be introduced to the Bid Match Database; contact the Kentucky PTAC; begin the process of obtaining government contract certifications.
  4. Address their working capital needs; learn what lenders require in extending credit; find out what loan programs are available; determine which loans are the best fit for their companies.

The curriculum for these courses is based on feedback from minority-owned small businesses and national data that highlighted the inadequacy of working capital among these businesses. Later this year, the Kentucky District Office plans to augment these courses with an Accounting 101 module.    

Janita Stewart

Mississippi District Office

Janita Stewart, District Director

Paycheck Protection Program Re-Opening

With this latest round of PPP authorized under the Economic Aid to Hard-Hit Small Businesses, Non-Profits, and Venues Act, initially opened exclusively to Community Financial Institutions (CDFIs, MDIs, CDCs and Microloan Intermediaries) encouraging those institutions to make PPP loans to truly small businesses including underserved markets, minority businesses, women-owned, veteran-owned and rural businesses, this program has now opened up for all PPP lenders. Last year’s productivity and success of the PPP garnered 48,541 loans approved for $3,209,126,002 for Mississippi small businesses and non-profits. We are highly encouraging PPP lenders to build on that success and help small businesses and other eligible organizations in Mississippi that are still in need of assistance through this pandemic which include new borrowers (first draw) and existing PPP borrowers (second draw).

Jackson state logo

New Women’s Business Center in Mississippi

SBA Mississippi announces the SBA’s HQ Office of Entrepreneurial Development’s selection of a new Women’s Business Center (WBC) at Jackson State University (JSU). Jackson State is a HBCU (Historically Black Colleges and Universities) located in Jackson, MS. Along with the WBC at Alcorn State University, this selection affords Mississippi the advantage of having two WBCs in the state. The WBC at JSU will offer one-on-one counseling, training, networking, workshops, technical assistance, and mentoring to women entrepreneurs on numerous business development topics, including business startup, financial management, marketing, and procurement. Read More Here.

Michael Arriola

North Carolina District Office

Michael Arriola, Acting District Director

On Thursday, January 21, the SBA NC District Office and the NC SBTDC’s COVID-19 Business Recovery and Resiliency Program held its first in a series of webinar topics related to provisions in the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act.  Acting District Director Michael Arriola presented PPP 2021 Re-Launch Overview to almost 250 attendees. Participants heard about new updates, first and second draw PPP Loan guidelines, forgiveness procedures and updates, and additional resources.  After the presentation, a robust Q&A was held with SBA Lead Lender Relations Specialist Karen Hoskins and Lender Relations Specialist Walter Lara-Figueroa.


The next SBA/SBTDC webinar in the series, PPP 2021 Re-Launch Updates, will be held on Thursday January 28th at 9 a.m. All NC’s SBA resources are partners in  this series. For information on attending the next event, contact

Mike Arriola

Richard White

South Carolina District Office

Richard "Gregg" White, District Director

The SBA South Carolina District Office is excited to announce the opening of a third Women’s Business Center in South Carolina!

Increasing H.O.P.E. Financial Training Center in North Charleston was selected to create one of 20 new Women’s Business Centers by the U.S. Small Business Administration. The SBA’s historic launch of 20 new Women’s Business Centers (WBC) across America is designed to serve rural, urban, and underserved communities with annual matching grants of $125,000 for up to five years. 

I-Hope Women’s Business Center is the only new WBC named in South Carolina, and it will be the only WBC of this kind serving clients in the greater Charleston area. The opening of the 20 new WBCs is the largest single expansion of WBCs across America in its 30-year tenure, and these centers will be pivotal to the success of women-owned businesses as they continue to recover during this time.  The WBCs will be hosted in rural and underserved markets.

Client services at I-Hope Women’s Business Center will begin this month with online training. Coaching and consulting work will begin in February. I-Hope Women’s Business Center is joining a national network of 136 centers that offer one-on-one counseling, training, networking, workshops, technical assistance, and mentoring to women entrepreneurs on numerous business development topics, including business startup, financial management, marketing, and procurement. This major program comes in response to the nation’s needs during the COVID-19 pandemic.

To learn more about Increasing Hope, visit

LaTanya Channel

Tennessee District Office

LaTanya Channel, District Director

Tennessee District Office (TNDO) Offers Help with the new PPPP and EIDL

With the roll out of Economic Aid Act funding for the Pay Protection Program (PPP), we have restarted “Get the Facts on PPP and EIDL” on Mondays and Fridays at 11 am CST. For more information and to register, go here. For small businesses that were declined for a Covid-19 Economic Injury Disaster Loan (EIDL), we hold monthly webinars on EIDL Reconsideration. This event offers explanations on decline reasons and what is needed for reconsideration. Next session occurs on February 3, 2020.  For more information and to register, go here

Stay tuned for communications on future events that will provide information and training to enable Tennessee small businesses to succeed in this new normal. For more information, check the Tennessee District Office website and follow us on Twitter at @SBA_Tennessee.