SBA January Calendar l LAST CALL TO APPLY FOR EIDL 12/31

Massachusetts District Office - January 2021

u s small business administration


EIDL Deadline Dec. 31, 2020


In response to the Coronavirus (COVID-19) pandemic, small business owners, including agricultural businesses, and nonprofit organizations in all U.S. states, Washington D.C., and territories can apply for an Economic Injury Disaster Loan. The EIDL program is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue due to coronavirus (COVID-19).

Frequently Asked Questions about COVID-19 EIDL Loans


To meet financial obligations and operating expenses that could have been met had the disaster not occurred


  • 3.75% for businesses (fixed)
  • 2.75% for nonprofits (fixed)
  • 30 years
  • No pre-payment penalty or fees


Working capital & normal operating expenses

Example: continuation of health care benefits, rent, utilities, fixed debt payments.


  • Required for loans over $25,000
  • SBA uses a general security agreement (UCC) designating business assets as collateral, e.g. machinery and equipment, furniture and fixtures, etc.


  • NO – EIDL Loan
  • YES – EIDL Advance*

*Advance funds have been fully allocated and are not currently available


30 years


Deferred 1 year; interest still accrues
Borrower may make payments if they choose to do so.

Set up online payments through OR mail payments to:

U.S. Small Business Administration
721 19th Street
Denver, CO 80202

Be sure to include EIDL loan number on mailed-in checks.

SBA is currently accepting new Economic Injury Disaster Loan (EIDL) applications from all qualified small businesses, including agricultural businesses, and private nonprofit organizations.

If you have already applied via the streamlined application portal, please do not resubmit your application.

WATCH ON-DEMAND: Demystifying Disaster Loans: PPP Loan Forgiveness and EIDL Application


On December 15th, Lead Lender Relations Specialist Ili Spahiu and Economic Development Specialist Lisa Gonzalez Welch of the SBA Massachusetts District Office joined Center for Women & Enterprise's Dawn LaRochelle and Beth Ann Dahan for a Zoom webinar all about demystifying SBA's PPP forgiveness process and the Economic Injury Disaster Loan. 

Please watch and share!

PPP Forgiveness

1/14 Massachusetts Export Expo

SBA STEP Exporting

January 14th, 2021 (2 sessions on 1/15)
10:00 AM - 4:00 PM EST


Join us for the Export Expo — the state’s largest and most important export event of the year that brings together resources, training and information for the local exporting community! 

The Massachusetts Export Center’s Export Expo provides a forum for exporters to connect with the wide range of export resources available in Massachusetts while learning about issues that impact their day-to-day export operations. 

UPCOMING Virtual Events

Biz Smart


These 2 FREE virtual workshops will help you gain a better understanding of what it takes to start and grow a business. Oreste Varela, Springfield Branch Manager of the Small Business Administration and Keith Girouard of the Berkshire Office of the Massachusetts Small Business Development Center Network will guide you through the following:

Day 1: Module 1: The Key Steps to Getting Your Business Off the Ground

  • Topics discussed include marketing strategy, start-up costs, legal structure, financial preparation and more

Day 2: Module 2 & 3: Where to Get Money to Start a Business & Finding Local Resources

  • Learn about various financing options o Learn what banks look for when lending money
  • Learn about the local resources available to assist you in starting and growing a small business
  • Guest presentations from 1Berkshire and EforAll Pittsfield

Monthly on Mondays starting 1/4/21 / 1pm - 3:30pm
Basics of Starting Your Business

Thursday 1/7/21 / 12:00pm - 2:30pm
Start Your Own Business

Thursday 1/7/21 / 10:00am - 11:00am
Digital Marketing Trends 2021

Thursday 1/7/21 / 5:00pm - 6:00pm
PPP Round 2 - An Application Overview

Friday 1/8/21 / 9:30am - 11:00am
Digital Transformation

Monday 1/11/21 / 9:00am - 10:30am
Is Certification Right for You?

Monday 1/11/21 / 10:00am - 12:00pm
Beyond the Pivot: The If, How, and When of Exiting Your Business

Tuesday 1/12/21 / 12:00pm - 1:30pm
More Clients Less Marketing

Thursday 1/14/21 / 12:00pm - 1:45pm
Business Planning - The Simpler Way *Also in Spanish

Thursday 1/14/21 / 12:00pm - 1:45pm
Planificación Empresarial – Simplificada

Thursday 1/14/21 / 11:00am - 12:30pm
Sitting with the Trouble: institutional memory and historical prejudices in business practices

Tuesday 1/19/21 / 10:00am - 11:00am
Legal Considerations for New Business Owners

Wednesday 1/20/21 / 11:00am - 1:00pm
Steps to Start a Business

Thursday 1/21/21 / 10:00am - 11:00am
Federal Marketing and Networking for Small Businesses

Thursday 1/21/21 / 10:00am - 11:00am
Simple Steps for Exiting Your Business

Tuesday 1/26/21 / 6:00pm - 9:00pm
Starting Your Own Business

Monday 1/25/21 / 5:30pm - 7:30pm
CWE En Español: Pasos para Empezar su Negocio

Tuesday 1/26/21 / 6:00pm - 9:00pm
Steps to Start a Benefit Corporation

Thursday 1/28/21 / 1:00pm - 2:30pm
Legacy Planning for Farm Businesses

Thursday 1/28/21 / 5:00pm - 6:30pm
Zen and Tea: The Art of Tea Mindfulness in the Era of COVID

Thursday 2/4/21 / 10:00am - 11:00am
Introduction to the State of Massachusetts Contracting for Small Businesses

Serie de emprendimiento ofrecida en español (serie de 10 partes)


¿Busca prosperar en estos tiempos difíciles? ¿Quiere crear o hacer crecer su negocio? ¿Quiere ser más innovador?

El MSBDC de la Universidad de Clark y la Organización Empresarial Latinoamericana (LABO) ofrecen un curso de 10 semanas para personas interesadas en aprender sobre el espíritu empresarial o que ya han iniciado su propio negocio.

El orador será el Dr. John Dobson (biografía), un emprendedor en serie. Antes de unirse a la academia, lanzó y vendió con éxito varios negocios. Enseña Emprendimiento en la Universidad de Clark. Su experiencia está en la difusión de innovaciones y lanzamientos exitosos de productos / negocios. El Dr. Dobson tiene una Maestría en Desarrollo Internacional de la London School of Economics y también un Doctorado de la Universidad de Manchester (Reino Unido). Tiene más de 25 años de experiencia empresarial, que utiliza para desarrollar un enfoque basado en evidencia para ayudar a los estudiantes a iniciar negocios exitosos en los Estados Unidos y en todo el mundo.

Fechas: Lunes consecutivos, del 11 de enero al 15 de marzo de 2021
Hora: 6:00 - 7:30 p.m. est
Ubicación: Webinar en línea
Costo: Gratis
Contacto: Si tiene preguntas sobre el contenido, comuníquese con el Dr. John Dobson en Si tiene problemas de registro, envíe un correo electrónico a

  • 11 de enero (Parte 1): Introducción a la creatividad, la innovación y el espíritu empresarial
  • 18 de enero (Parte 2): DYME Desarrolle su modelo de emprendimiento
  • 25 de enero (Parte 3): Creación de prototipos (desarrollo y prueba de innovaciones)
  • 01 de febrero (Parte 4): Pensamiento sistémico en el espíritu empresarial
  • 08 de febrero (Parte 5): Entonces, ¿qué? Estrategias para una diferenciación eficaz del mercado
  • 15 de febrero (Parte 6): Movimiento de liderazgo y cambio
  • 22 de febrero (Parte 7): Construyendo un seguimiento: características psicográficas de sus clientes
  • 01 de marzo (Parte 8): Marketing empresarial - Ciencia de la persuasión
  • 08 de marzo (Parte 9): Venta efectiva: Lanzamiento de sus productos
  • 15 de marzo (Parte 10): Finanzas empresariales

Building Sustainable Businesses Webinar Series


January 12, 2021

9:00-11:00 AM EST


This module will guide you through some key questions about your business. The objective is to help you create a framework to help you improve the performance of your business and guide its growth. As you sharpen your skills in strategic thinking and decision making, you will be making fact-based decisions rather than guesses, and you will learn to push your business beyond the status quo, answering the strategic questions “what are my vision and long-term goal?” and “is my business doing the right things?”

The presenters will be Margaret Young, MBA and Wendy Vincent, MBA.

Please note: If you missed the first date of this module and require individual assistance, help is available. Please contact Ileana Purisic at

Module 2 - Exploring Growth Opportunities
January 2021

Module 3 - Making Strategic Decisions
February 2021

Module 4 - Using Financial Tools
March 2021

This webinar series is brought to you by the Massachusetts Small Business Development Center (MSBDC) and the Greater New England Minority Supplier Development Council (GNEMSDC)

Government Contracting Events

Thursday  1/14/20 / 9:00am - 10:00am
Opening Doors To Federal Government Contracting

Thursday  1/28/20 / 9:00am - 10:30am
SBA 8(a) Business Development Eligibility Session

Government Contracting Eligibility


U.S. Small Business Administration offers the 7(j) Management and Technical Assistance Program for eligible Small Businesses.

7(j) training, provided to eligible firms and their employees, includes very specialized training in the areas of federal contracting. The training will be provided in an online format with live instructors and the ability for students to participate and ask questions. Up to 40 participants per workshop will receive training on how to make "real world" business decisions that will facilitate their firm's success.

Training is provided by Stover & Associates, Inc. For more information and to register, please visit:

  • 1/11/21 Federal Contracting Basics
  • 1/12/21 Understanding the Request for Proposals
  • 1/13/21 Developing the Technical & Past Performance Proposals
  • 1/14/21 Developing the Cost Proposal
  • 1/19/21 Introduction to Managing Government Construction Projects

To view all current offerings, please visit: Stover & Associates

Any questions, please reach out to

Government Contracting 101 for 7J



FREE Interactive Cybersecurity Training


Cybersecurity 1Cybersecurity 2Cybersecurity 3

Small Business Resource Guide Massachusetts Edition 2020

Check out our latest Massachusetts Edition 2020 - Small Business Resource Guide now available online!

2020 Resource Guide


Please direct all other inquiries and questions to our District Office email at:

FREE and confidential counseling services are available across the Commonwealth. 


Virtual education, training and networking sessions are happening daily.


Please schedule a virtual session with any of our Resource Partners below...

Resource Partner Network

How prepared are you to reopen your business? Check it out here



Staff are working remotely and can be reached via email or telephone. MSBDC is committed to supporting entrepreneurs during these very challenging times.

Request for Counseling

MSBDC advisors can assist businesses with disaster loan applications.

If you are not currently a client and would like to speak with a counselor, please find your region and reach out to the REGIONAL OFFICE SERVING YOU.

Berkshire Regional Office
33 Dunham Mall, Suite 103
Pittsfield, MA 01201
413-499-0933 | Fax: 413-499-3005

Central Regional Office
Clark University
The Carriage House, 125 Woodland Street
Worcester, MA 01610
508-793-7615 | Fax: 508-793-8890

Northeast Regional Office  (SPANISH-SPEAKING COUNSELOR)
Salem State University
121 Loring Avenue, Suite 310
Salem, MA 01970
978-542-6343 | Fax: 978-542-6345

Procurement Technical Assistance Center
Scibelli Enterprise Center
1 Federal Street, Building 1
Springfield, MA 01105
413-545-6303 | Fax: 413-737-2312

Southeast Regional Office
200 Pocasset Street
Fall River, MA 02721
508-673-9783 | Fax: 508-674-1929

Western Regional Office
Scibelli Enterprise Center
One Federal Street, Building 101
Springfield, MA 01105-1160
413-577-1768 | Fax: 413-737-2312



Request for Counseling

Counseling Sessions with BOSTON SCORE CHAPTER:
If you want to speak with a counselor, SCORE is doing tele-consults. Just pick a date and time to schedule a session and enter your contact info, mentors are doing sessions by phone and Zoom video app. 

Reach out to other SCORE CHAPTERS throughout the state below.

SCORE Boston Chapter

SCORE Worcester Chapter

SCORE Northeastern Massachusetts Chapter

SCORE Southeastern Massachusetts Chapter

SCORE Western Massachusetts Chapter

SCORE Cape Cod Chapter

SCORE Rhode Island (Serving Fall River, New Bedford)


CWEWomen's Business Centers


Eastern Massachusetts Center - Boston
44 School St., Suite 200
Boston, MA 02108

Central Massachusetts Center - Westborough
69 Milk St., Ste. 217
Westborough, MA 01581

Veterans Business Outreach Center of New England (VBOC of NE)
132 George M. Cohan Blvd.
Providence, RI 02903


Disclaimer: The SBA does not endorse the organizations sponsoring linked websites, and does not endorse the views they express or the products/services they offer.  All programs and services are extended to the public on a nondiscriminatory basis.