FDIC Weekly National Rates and Rate Caps Update

The FDIC's Weekly National Rates and Rate Caps have been updated and are now available.

Rates updated January 20, 2015

Non-Jumbo Deposits (< $100,000)

Deposit Products National Rate Rate Cap
Savings 0.06 0.81
Interest Checking 0.04 0.79
Money Market 0.08 0.83
1 month CD 0.06 0.81
3 month CD 0.08 0.83
6 month CD 0.12 0.87
12 month CD 0.20 0.95
24 month CD 0.34 1.09
36 month CD 0.47 1.22
48 month CD 0.60 1.35
60 month CD 0.79 1.54

Jumbo Deposits (≥ $100,000)

Deposit Products National Rate Rate Cap
Savings 0.06 0.81
Interest Checking 0.04 0.79
Money Market 0.12 0.87
1 month CD 0.07 0.82
3 month CD 0.09 0.84
6 month CD 0.13 0.88
12 month CD 0.21 0.96
24 month CD 0.37 1.12
36 month CD 0.50 1.25
48 month CD 0.63 1.38
60 month CD 0.80 1.55