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FINANCIAL INSTITUTION LETTER | APRIL 23, 2026 |
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Financial Institution Letter: Final Rule on Revisions to the Community Bank Leverage Ratio (CBLR) Framework |
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Summary:
The Office of the Comptroller of the Currency, Board of Governors of the Federal Reserve System (Federal Reserve), and Federal Deposit Insurance Corporation (together, the agencies) are issuing a final rule that modifies the community bank leverage ratio (CBLR) framework, consistent with section 201 of the Economic Growth, Regulatory Relief, and Consumer Protection Act, to encourage broader adoption for community banks.
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Statement of Applicability:
The contents of, and materials referenced in, this FIL apply to qualifying FDIC-supervised financial institutions with less than $10 billion in total consolidated assets that are not advanced approaches banks and elect the CBLR framework.
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Distribution:
FDIC-supervised financial institutions with less than $10 billion in total consolidated assets that are not advanced approaches banks and elect the CBLR framework.
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