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NATIONAL RATES AND RATE CAPS | OCTOBER 21, 2024 |
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The National Rates and Rate Caps webpage is generally updated on the third Monday of each month. The webpage includes information regarding the FDIC's methodology for calculating the national rate, national rate cap, and the local market rate cap for banks that are less than well capitalized under Section 337.7 of the FDIC's Rule and Regulations that became effective on April 1, 2021. This includes the rate caps for various deposit products applicable to less than well capitalized institutions.
The FDIC's national rates and rate caps have been updated and are now available.
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