Using the right card

If you are using a credit card for your shopping (in person, online, or otherwise), there are a number of things to keep in mind. Having the right credit card could help you save money by avoiding unnecessary fees, gaining optional services, and even rewards. Be sure to set a limit on your spending and stick to your budget, so you can manage your credit card debt. Also, learn how to protect your credit card account and know what to do if you are a victim of credit card fraud, or if you detect billing errors.