Home Mortgage Disclosure Act (HMDA)

FIL-16-2019

April 1, 2019

Financial Institution Letter

Home Mortgage Disclosure Act (HMDA)

FFIEC A Guide to HMDA Reporting: Getting It Right! for 2019 HMDA Data and Updated HMDA Examination Procedures

Summary:

The Federal Financial Institutions Examination Council (FFIEC) has issued A Guide to HMDA Reporting: Getting It Right! for data collected in 2019 and reported in 2020 and updated interagency HMDA examination procedures.

Statement of Applicability to Institutions with Total Assets Under $1 Billion:

This Financial Institution Letter applies to all FDIC-Supervised Institutions covered by HMDA based on the asset threshold and other conditions stated in Regulation C.

Statement of FIL Rescission Date:

This Financial Institution Letter will retire to inactive status one year after the date of its issuance, April 1, 2020.

Distribution:

FDIC-Supervised Institutions

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