What to Know About Mold After Water Damage
Download this Guide: Mold Cleanup After Disasters
To learn more about safe and effective flood cleanup, visit the Centers for Disease Control and Prevention website to download the Homeowner’s and Renter’s Guide to Mold Cleanup After Disasters. The document is available in English, Spanish and Vietnamese.
If You Have an NFIP Flood Insurance Policy
It’s the responsibility of all National Flood Insurance Program (NFIP) policyholders to minimize the growth and spread of mold as much as possible. NFIP flood insurance policies will not cover mold damage if a policyholder fails to take action to prevent the growth and spread of mold.
In some instances, it’s not possible for a policyholder to get to the property and clean up and remove the mold. In these cases, the damage may be covered when:
- A legally authorized official has banned entrance into the area (possibly as a result of downed trees, downed power lines, washout/destruction of roadways and any other reason the official may restrict entrance), and/or
- Floodwaters remain around the home, or in the area, impeding the policyholder’s ability to inspect and maintain the insured property.
 Watch this video to learn eight mold clean up tips from the Centers for Disease Control and Prevention.
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