NFIP 50 Year Anniversary and How To Protect Against Flooding

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July 16, 2018 -  Subscribe

In This Issue:

The HMA Grants Forum on IdeaScale Seeks Input About Hazard Mitigation

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FEMA’s External Stakeholder Work Group (ESWG) is excited to announce the opening of the Hazard Mitigation Assistance Grants Forum on IdeaScale. This new forum provides a platform for communities to engage with one another in discussions about hazard mitigation, promote project success stories, and share lessons learned from grant application, implementation, and closeout. Stakeholders are encouraged to voice their opinions, submit ideas, join the discussion threads, and contribute to the discussion.

The ESWG looks forward to hearing from a variety of stakeholders at all levels -- federal, state, local, tribal, territorial, non-governmental organizations, and private sector-- and facilitating conversations that enable communities to reduce their losses from natural disasters.

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FEMA Announces New Funding Assistance

HMGP Post Fire

 

Last month, Hazard Mitigation Assistance (HMA) announced Hazard Mitigation Grant Program (HMGP) Post Fire funding assistance, an expedited and flexible means for communities to recover and protect themselves from wildfires or other natural disasters.

HMGP Post Fire funding assistance is a temporary portion of HMA’s larger Hazard Mitigation Grant Program. One main difference is that HMGP requires a Presidential declared disaster to apply for funding assistance, but HMGP Post Fire requires the more quickly obtained federal Fire Mitigation Assistance declaration. This accelerates funding awards and quickly allows wildfire-affected communities to begin recovering.

Another feature of HMGP Post Fire is that if an affected area recovers before its grant is received, the state or other funding recipients may retain the funds and use them for any mitigation project types including future wildfire projects such as early warning systems.

HMGP Post Fire also offers its parent program’s pre-calculated benefits. For a mitigation grant to be awarded, FEMA requires a Benefit Cost Analysis demonstrating that the future benefits of a project will equal or exceed its initial costs. Pre-calculating benefits is an established formula that can quickly determine if a post-wildfire project is cost effective, thereby expediting the grant application process.

Read more about HMGP Post Fire benefits and guidelines.

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FEMA Launches Podcast Channel

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If you haven’t had a chance to listen to a FEMA podcast yet, why not start with one from David Maurstad, FEMA’s Assistant Administrator for Federal Insurance? He discussed how although floods are the most common natural disaster in our nation, less than 50 percent of homes in the highest risk area across the country are insured against them and how to close the insurance gap.                                  

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Podcast: Waverly, Indiana – Transforming a Community

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How do you move a whole town out of harm’s way while preserving the town’s history and keeping it as a functional community space?

For more than 100 years, a small riverside town in Waverly, Indiana, endured repeated flooding. By 2005, state and local officials began to address the problem, and over the last decade the community has transformed into a living history park with restored and reclaimed historical structures, added walking paths, canoe/kayak portage sites, and other amenities.

We visited this transformed landscape to learn more about the FEMA hazard mitigation grants and additional state, local, and private sector funding that was used to acquire properties in the floodplain. Property owners voluntarily sold their property so the land could be returned to open space, reducing the amount of emergency response resources that are required during flood events in Morgan County.

To learn more about this story, listen to the podcast or visit the Hazard Mitigation Assistance Communications webpage to read the feature story.

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National Flood Insurance Program 50 Year Anniversary

NFIP Anniversary Timeline

 

August 1, 2018 commemorates the 50th anniversary of the National Flood Insurance Act of 1968.  The Act was motivated by the devastating loss of life and property by Hurricane Betsy in 1965 and created the National Flood Insurance Program (NFIP). 

Since then, the program has aimed to reduce the impact of flooding on private and public structures by providing affordable insurance to property owners, renters, and businesses as well as by encouraging communities to adopt and enforce floodplain management regulations.

Learn more about NFIP insurance, community mitigation and flood risk management.

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Residential Flooding Mitigation Preparation

50 Year NFIP Anniversary

Although flooding is one of the most costly natural disasters in the United States, many homeowners are not prepared to deal with its effects. Everyone is at risk of flooding.

An easy way homeowners can check their level of flood risk is to visit FEMA’s Flood Insurance Rate Map (FIRM). In addition, one helpful tool to better prepare for potential flood events is FEMA’s Publication 312: Homeowner’s Guide to Retrofitting, which provides methods of reducing damage from a possible disaster. Some mitigation measures include home elevations, barrier walls, wet flood proofing to protect areas such as basements and garages, and dry flood proofing to protect home interiors.

But the primary way homeowners may protect their homes’ interiors and exteriors from flood damage is to consult their insurance agents about a National Flood Insurance Program (NFIP) policy. These policies are federally underwritten and in most new policies, take 30 days to become effective. Content coverage is available for renters and properties in low-to-moderate FIRM risk areas may even be eligible for a Preferred Risk Policy (PRP) which has premiums starting around $200 a year.

Listen to a Florida family’s story about how NFIP flood insurance helped them recover from and prepare their home for future floods.

Watch more stories like this.

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How 21 U.S. Communities Mitigated Flood Risk

Have you heard of Flood Economics? Powered by The Economist Intelligence Unit and FEMA, this socio-economic analysis focuses on the stories of 21 communities across the nation and how they benefited from flood mitigation action. Learn more here.

21 Mitigated Communities

 

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Webinar: Mitigation Reconstruction: Building a Resilient Housing Stock

FEMA’s Hazard Mitigation Assistance (HMA) Division invites you to a webinar on Thursday, July 26, 2018, to hear information about how Jefferson Parish, Louisiana used HMA funding to subsidize over 60 mitigation projects. Each project enabled owners to build homes that exceed minimum flood code requirements and create sustainable housing in the community. After the presentation, there will be a 15 minute question and answer session.

Title: Mitigation Reconstruction: Building a Resilient Housing Stock
Date: Thursday, July 26, 2018
Time: 2:00 – 3:00 p.m. EDT
Adobe Connect: https://fema.connectsolutions.com/resilient_housing/
Phone: 1-800-320-4330 Code: 338559#

Presenter, Michelle Gonzalez, worked with FEMA as an Individual Assistance Housing Caseworker post-Katrina and with the State of Louisiana managing Severe Repetitive Loss grants.

Be sure to test your Adobe Connect connection prior to the meeting.

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Dates For Your Calendar

Webinar

Mitigation Reconstruction: Building a Resilient Housing Stock, July 26, 2 p.m. – 3 p.m. EDT

Training

Hazard Mitigation Assistance (HMA): Developing Quality Application Elements (Course 212)

  • July 23-26: Emmitsburg, Maryland
  • August 14-17: Denton, Texas

Hazard Mitigation Assistance (HMA): Application Review and Evaluation (Course 213)

  • July 30 - August 1 US Virgin Islands -- St. Croix  

Hazard Mitigation Assistance (HMA): Project Implementation and Closeout (Course 214)   

  •     August 2-3 US Virgin Islands -- St. Croix
  •     August 7-8 Kansas City, Missouri

Benefit-Cost Analysis (BCA): Entry-Level (Course 276)   

  • September 12-13 Emmitsburg, Maryland 

NEMIS: Mitigation Training (Course 841)    

  • August 7-10 US Virgin Islands -- Saint Croix
  • August 14-17 US Virgin Islands -- Saint Thomas

More information on upcoming training and registration.

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