Melin Homes gives residents a helping hand.
Melin Homes have an Income and Inclusion team to help residents stay on track with their tenancies. They have trained advisers to support residents, with four dedicated teams.
Cartrefi Melin yn
rhoi help llaw i drigolion.
Mae gan Gartrefi
Melin dîm Incwm a Chynhwysiant i helpu trigolion i aros ar drac gyda’u
tenantiaethau. Mae gennym ni gynghorwyr hyfforddedig i gefnogi trigolion, gyda
phedwar tîm ar gyfer y pwrpas.
AJ, from Melin Homes Money Advice team with resident Pat. | AJ, o dîm Cyngor Ariannol Cartrefi Melin gyda Pat.
Money advice offering residents help with;
- Benefit advice; including Universal Credit, Employment and Support Allowance
(ESA), Personal Independence Payment (PIP) and the Benefit Cap.
- Money and budgeting advice,
- Help to get things like washing machines and fridge freezers.
- Help with tribunal assistance or reconsiderations for benefit appeals,
- Food vouchers.
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 Employment Advice offering residents help with;
- Training
- Volunteering
- Work Placements
- Job Searches
- CV writing
- Interview techniques
- Confidence building
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Energy Advice offering residents help with;
- Gas and electric bills
- Changing Supplier
- Pre-payment meters
- Priority Service Register (PSR)
- Water payments
- Warm Homes discount
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 Digital Advice offering residents help with;
- Giving you the opportunity to get on-line
- Providing sessions one to one or in a group.
- Helping you learn new skills
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Cyngor ariannol
yn cynnig help i drigolion gyda;
- Cyngor ar fudd-daliadau; gan gynnwys Credyd Cynhwysol, Lwfans Cyflogaeth a
Chymorth, Taliad Annibyniaeth Personol a’r Cap ar Fudd-daliadau,
- Cyngor ar arian a chyllidebu,
- Help i gael pethau fel peiriannau golchi a rhewgelloedd,
- Help gyda thribiwnlysoedd neu ailystyried apeliadau budd-daliadau,
- Talebau bwyd.
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Cyngor ar
gyflogaeth yn cynnig help i drigolion gyda;
- Hyfforddiant
- Gwirfoddoli
- Lleoliadau Gwaith
- Chwilio am Waith
- Ysgrifennu CV
- Technegau cyfweliad
- Magu hyder
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Cyngor Digidol yn
cynnig help i drigolion gyda;
- Rhoi’r cyfle i chi fynd ar-lein
- Darparu sesiynau un am un neu mewn grŵp.
- Helpu chi i ddysgu sgiliau newydd
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Cyngor ar Ynni yn
cynnig help i drigolion gyda;
- Biliau nwy a thrydan
- Newid cyflenwr
- Mesuryddion rhagdal
- Y Gofrestr Gwasanaeth fel Blaenoriaeth
- Taliadau Dŵr
- Disgownt Cartrefi Clyd
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Melin Homes Contact information | Gwybodaeth gyswllt Cartrefi Melin:
Email | E-bost - enquiries@melinhomes.co.uk
Facebook
@melinhomes
Twitter @melinhomes
Live chat | sgwrs fyw www.melinhomes.co.uk
Text | testun - 07860
027935
Phone | Ffôn - 01495 745910
 Dealing with monthly Universal Credit payments
Delio gyda thaliadau Credyd Cynhwysol misol
A good way of dealing with Universal Credit
payments is to have two basic bank accounts, a main account with a debit card and
a sub account.
You should have your benefits paid into the sub
account: use this account to pay all your regular bills such as your rent, TV
licence, gas, electric, water rates and any other fines or repayments. These
can be set up as monthly direct debits and a date for the payment can be chosen
which could be the Universal Credit pay date or the day after.
You can now work out how much is left over and
transfer this by standing order into the main account to use for your weekly
shopping, travel etc..
You can now choose how often you want to transfer
the amounts, you can set up a Standing Order for small weekly amounts or larger
fortnightly ones, what ever suits the way you shop. The bank account will come
with a debit card so you can pay by card for your purchases or use cash points
as you prefer.
If you use this method you won’t have to worry
about your regular bills so much and you will have a clearer idea of what’s
left for the weekly shop and other expenses.
Don’t forget! If you are experiencing problems with your benefits
or you find yourself with debts that you are struggling to manage, please visit Citizens Advice Torfaen. They are specialists in debt, benefits and housing advice. Go to www.citizensadvicetorfaen.org.uk for more information.
Ffordd dda o ddelio gyda thaliadau Credyd Cynhwysol yw
cael dau gyfrif banc sylfaenol, prif gyfrif gyda cherdyn credyd ac is-gyfrif.
Dylech drefnu bod eich budd-daliadau yn cael
eu talu i mewn i’r is-gyfrif: defnyddiwch hwn i dalu’r holl filiau rheolaidd
megis eich rhent, trwydded deledu, nwy, trydan, trethi dŵr ac unrhyw ddirwyon
neu ad-daliadau eraill. Gellir trefnu’r rhain fel debyd uniongyrchol bob mis a
gellir dewis y dyddiad talu - dyddiad talu Credyd Cynhwysol neu’r diwrnod
wedyn, efallai.
Nawr, medrwch weithio allan faint sydd ar ôl
a throsglwyddo hyn gydag archeb sefydlog i’r prif gyfrif, i’w ddefnyddio ar
gyfer siopa, teithio ac ati bob wythnos.
Medrwch nawr ddewis pa mor aml yr ydych
eisiau trosglwyddo’r symiau, medrwch drefnu Archeb Sefydlog ar gyfer symiau
wythnosol bach neu symiau mwy bob pythefnos, beth bynnag sy’n addas i’r ffordd
rydych yn siopa. Bydd y cyfrif banc yn dod gyda cherdyn debyd, felly medrwch
dalu gyda cherdyn neu ddefnyddio pwyntiau arian fel y dymunwch.
Os ydych yn defnyddio’r dull hwn, nid oes
angen i chi boeni gymaint am eich biliau rheolaidd a bydd gennych well syniad
o’r hyn sydd ar ôl ar gyfer siopa bob wythnos a threuliau eraill.
Peidiwch ag anghofio - os cewch
broblemau gyda’ch Budd-daliadau neu os oes gennych ddyledion yr ydych yn cael
anhawster gyda nhw, dewch i’n gweld yn y ganolfan Cyngor ar Bopeth yn Nhorfaen.
Rydym yn arbenigwyr mewn Dyledion, Budd-daliadau a Chyngor ar Dai a medrwn
helpu gyda llawer o bethau eraill hefyd. Ewch i www.citizensadvicetorfaen.org.uk
i gael rhagor o wybodaeth.
Torfaen Family Information
Service is leading the way in helping parents find suitable childcare. With the
long summer holiday fast approaching, Torfaen FIS invites parents and carers to
contact them for free information and guidance on choosing holiday childcare.
Holiday clubs, day nurseries and childminders all offer care for
children during the school holidays and working parents might qualify for help towards the costs of childcare if the
childcare they use is registered.
For more details on local childcare including
information on the financial help available contact the FIS on free phone 0800
0196 330, email fis@torfaen.gov.uk ,visit the website www.torfaenfis.org.uk or speak to them at local events throughout the
summer.
Mae Gwasanaeth
Gwybodaeth i Deuluoedd Torfaen yn arwain y ffordd wrth helpu rhieni i ddod o
hyd i ofal plant addas. Gyda gwyliau hir yr haf yn agosáu, mae GGiD Torfaen yn
gwahodd rhieni a gofalwyr i gysylltu â hwy am wybodaeth ac arweiniad am ddim ar
ddewis gofal plant dros y gwyliau.
Mae clybiau gwyliau, meithrinfeydd dydd a gwarchodwyr
plant i gyd yn cynnig gofal i blant yn ystod gwyliau'r ysgol a gallai rhieni
sy'n gweithio fod yn gymwys i gael cymorth tuag at gostau gofal plant os yw'r
gofal plant y maent yn ei ddefnyddio wedi'i gofrestru.
I gael rhagor o fanylion am ofal plant lleol, yn
cynnwys gwybodaeth am y cymorth ariannol sydd ar gael, cysylltwch â'r GGiD ar
radffôn 0800 0196 330, e-bostiwch fis@torfaen.gov.uk,ewch i’r wefan www.torfaenfis.org.uk neu siaradwch â hwy adeg
digwyddiadau lleol drwy gydol yr haf.
It’s June! If you are on a low income or in receipt of benefits, the top tips for this month are: | Mae’n
Fehefin! Os ydych ar incwm isel neu’n derbyn budd-daliadau, dyma’r awgrymiadau
gorau ar gyfer y mis:
 If your moving on to Universal Credit you should be offered Personal Budgeting Support by your job coach, make sure you take them up on this offer and you will be contacted and given 1-1 support about budgeting / grants and ways to make the most of your income during the transition period or whilst waiting for your first payment.
Os
ydych chi'n symud ymlaen i Gredyd Cynhwysol, dylai eich hyfforddwr swyddi
gynnig Cymorth Cyllidebu Personol i chi, felly gwnewch yn siŵr eich bod yn
derbyn y cynnig, yna cysylltir â chi ac fe gewch gymorth 1-1 gyda chyllidebu /
grantiau a ffyrdd o wneud y mwyaf o'ch incwm yn ystod y cyfnod pontio neu wrth
aros am eich taliad cyntaf.
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 Received your Tax credit renewal packs? Make sure they are completed and sent off by 31 July or payments will stop!
Pecynnau adnewyddu credyd
treth - gwnewch yn siŵr eich bod yn eu cwblhau a’u hanfon erbyn 31 Gorffennaf
neu fe fydd eich taliadau’n dod i ben!
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 Apply for HelpU or WaterSure, call for a free pack on (08000520145) or go online to apply. If you are eligible it will half your costs, plus will be backdated to April 1st.
Gwnewch gais am HelpU neu
WaterSure, rhowch alwad am becyn am ddim ar (08000520145) neu ewch ar-lein i
wneud cais. Os ydych chi'n gymwys, bydd yn hanner eich costau, a mwy, yn cael
eu hôl-ddyddio i 1 Ebrill 1af
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 Contact your energy supplier check that you are on the lowest energy tariff and Apply for warm home discount ready for next winter (not all suppliers are signed up for this)
Cysylltwch â'ch cyflenwr
ynni i weld a ydych ar y tariff ynni isaf a gwnewch gais am ostyngiad cartref
cynnes yn barod ar gyfer y gaeaf nesaf (nid yw pob cyflenwr wedi cofrestru)
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The Summer holidays are almost here! | Mae gwyliau’r haf bron gyda ni!
Torfaen Summer Playschemes begin on 30 July and will run through to the 23 August. For a list of venues and times, click here.
Additionally, to find out what is on in your area to help keep the children entertained this summer, please visit Torfaen Family information service at www.torfaenfis.org.uk or call 0800 0196330
Mae Cynlluniau Chwarae Haf Torfaen yn dechrau ar 30 Gorffennaf ac yn rhedeg tan 23 Awst. I gael rhestr o leoliadau ac amserau, cliciwch yma.
I gael gwybod beth sy’n digwydd yn eich ardal chi i ddiddanu eich plant yr haf yma, edrychwch ar wasanaeth gwybodaeth teuluoedd Torfaen yn www.torfaenfis.org.uk neu ffoniwch 0800 0196330
Need a new household item but struggling to afford it? Get in touch to see if there are any grants that may be able to assist, please contact:
Angen eitem i’r tŷ ond yn ei chael yn anodd ei fforddio? Cysylltwch i weld os oes unrhyw gratiau a allai eich helpu. Cysylltwch â’r:
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Financial Inclusion Team | Tîm Cynhwysiant Ariannol
Helen Jenkins - North Torfaen team | Tîm Gogledd Torfaen 01495 742855
Samantha Scott –South Torfaen team | Tîm De Torfaen 01633 648812
 Try to put a little aside for christmas and birthdays by putting as little as £1 a week into the Gateway Credit Union
Christmas Account or Special Events Account so that you are not thrown off
course when the time comes. You can find out about these accounts here.
Ceisiwch roi ychydig o’r neilltu ar
gyfer y Nadolig a phen-blwyddi, trwy roi cyn lleied â £1 hyd yn oed mewn Cyfrif
Nadolig Undeb Credyd Gateway neu Gyfrif Digwyddiadau Arbennig, fel bod gennych
ychydig o gelc pan ddaw’r digwyddiad. Mae’r cyfrifon hyn i’w gweld yma
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