Two recent scam messages we'd like everyone to be aware of

This text message pretends to be from Lloyds Bank, but the link "secure-verify-new-payment.com" bears no resemblance to Lloyds.

The use of capital letters is effective at grabbing your attention and increasing alarm.

Scammers often pretend to have your interests at heart, as here: "If this was NOT you, please visit this link...". Of course, all they want to do is steal your money and personal information. 

Forward smishing messages like this to 7726.

The phishing email is supposedly from BT, although the sender's address ends with @talk21.com, nothing to do with BT.

It cleverly uses some of the formal language that you'd typically see in a genuine email from BT if you happened to be one of its customers, but, overall, the messaging is confused and just doesn't sound right.

There's lots of opportunities to click on links here, all to be avoided!

Forward phishing emails like this to: report@phishing.gov.uk.

More info can be found here: Scam emails | Action Fraud