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Medicare Hot Topics Video: Medicare Open Enrollment
In this video segment of Medicare Hot Topics, Becky Hayward of the Ohio Senior Health Insurance Information Program (OSHIIP) shares these valuable tips and insights for navigating Medicare's open enrollment period:
- Evaluate Coverage Options
- Know your current coverage, including benefits, premiums, and out-of-pocket costs.
- Analyze Current Coverage Information
- Review your Annual Notice of Change document from your plan thoroughly.
- Budget Prescription Drug Out-of-Pocket Costs
- Know there is an option to spread the $2,000 out-of-pocket maximum for prescription drugs over 12 months in 2025.
- Notice Misleading Marketing
- Protect yourself from misleading marketing tactics.
- Seek Assistance from Experts
- Carefully review all plan options, attend OSHIIP’s Medicare Checkup events, and reach out to OSHIIP or Medicare for assistance.
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Statewide OSHIIP Medicare Checkup Events a Resource for Ohioans
The Ohio Senior Health Insurance Information Program (OSHIIP) is holding Medicare Checkup events across the state to help Ohioans navigate Medicare open enrollment, which runs from Oct. 15 to Dec. 7.
These events offer details on Medicare plan options, financial assistance, prescription coverage, and cost-saving tips. Personalized plan comparisons and one-on-one counseling are available. With annual changes in plans, it's essential for Ohioans to review benefits, costs, and coverage details, and check if preferred health care providers will be in network. Medicare 2025 plan information is available at medicare.gov.
Ohioans can find the full Medicare Checkup events schedule, search by county, and register for events, and also register for webinars, at insurance.ohio.gov. For additional personalized OSHIIP assistance, Ohioans can schedule virtual appointments, email oshiipmail@insurance.ohio.gov, and call 800-686-1578.
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Stay Alert for Scams During Medicare Open Enrollment
Ohioans on Medicare are urged to be vigilant against scams targeting their personal information during the Medicare open enrollment period.
Fraudulent communications may ask for personal information or money in exchange for services like enrollment assistance, scheduling health services, signing up for a Part D prescription drug plan or Medicare health plan coverage, or claiming to assist with issuing a new Medicare card.
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New for 2025: $2,000 Cap on Covered Part D Drugs
Starting in 2025, all Medicare plans will include a $2,000 cap on what Ohioans on Medicare pay out-of-pocket for prescription drugs covered by their plan.
If the out-of-pocket spending on covered drugs reaches $2,000 (including certain payments made on the person's behalf, like through the Extra Help program), they’ll automatically get “catastrophic coverage.” That means the person won’t have to pay out-of-pocket for covered Part D drugs for the rest of the calendar year.
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Detect Breast Cancer Early
Almost 99% of women diagnosed with breast cancer at the earliest stage live for five years or more (see data snapshot).
Ohioans on Medicare are urged to talk with their doctors about the best screening options for them to help detect breast cancer early.
Medicare pays for:
More information:
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The 988 Lifeline provides 24/7, free, and confidential support for people in distress, prevention and crisis resources for you or your loved ones, and best practices for professionals in the United States. Text 988 or CHAT WITH THE 988 LIFELINE.
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