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Get Ready, Open Enrollment is Coming!
Mark your calendars for Open Enrollment next month, your once-a-year opportunity to make changes to your current selections. Spend time this month learning more, comparing plans, and contacting benefit providers with questions so you’re ready to make confident choices in October. Check out the information below to start today!
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Health Insurance
Anthem administers MCHCP’s medical plans for active employees and non-Medicare retirees. Choose between HSA and PPO options, each offering the same nationwide networks. Network preventive services are 100% paid, and you can access non-network providers.
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Dental Insurance
Delta Dental administers the dental plan, which includes preventive, basic, and major restorative services. Keep in mind that major restorative care has a one‑year waiting period. This waiting period can be waived if you provide proof of 12 months of continuous dental coverage for major services immediately before your coverage begins.
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Life Insurance
Looking for flexible life insurance? MOVLIC has a plan with adjustable coverage that grows cash value over time and earns tax-deferred interest. Additionally, MOSERS offers an Annual Life Insurance Review period for coverage. Eligible team members can increase their coverage (up to $20,000 in $10,000 increments) without medical proof, as long as the total coverage amount stays within six times their salary or $800,000, whichever is less.
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Vision Insurance
National Vision Administrators, L.L.C. offers vision benefits, including basic, premium, and ultra plans. Plans provide coverage for exams and allowances for frames, lenses, or contact lenses. Plans offer allowances for services from non-network providers, but this vision plan does not replace medical coverage for eye disease or injury.
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Flexible Spending Accounts (FSAs)
You can use pre-tax dollars to save on everyday expenses with MoCAFE, which allows you to pay premiums before taxes and set up FSAs for health care, limited purpose (HSA-compatible), or dependent care costs. You choose how much to set aside and are reimbursed for eligible expenses throughout the year.
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Select the image above to learn more and register for the September Lunch & Learn! |
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Take a moment to ask yourself:
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- Am I fully using the benefits that I’m currently paying for?
- Have my health, family, or financial needs changed recently?
- Could a different plan save me money or offer better coverage?
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Your Road to Better Health
Make September the month you jump-start your health before the holidays! Look over your calendar and write down three goals you hope to achieve this month using the areas of focus and fillable template linked below.
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Select the image above to enlarge and save. |
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