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MOVLIC Universal Life Insurance
Universal life insurance offers lifelong coverage that grows with you. Through MOVLIC, you can secure protection for your family’s future while also building cash value over time through this state-sponsored voluntary benefit. This flexible benefit allows you to adjust coverage as your needs change, helping to ensure your loved ones are financially supported no matter what life brings. For more information about MOVLIC, click here. |
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MOSERS Basic Life Insurance Coverage
MOSERS provides group term life insurance at no cost to you, with coverage equal to one times your annual salary through The Standard Insurance Company. Your policy has no cash or loan value, but pays a benefit to your beneficiary upon your death. Basic life insurance helps protect your loved ones from financial hardship, providing simple protection that matters. |
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MOSERS Survivor Benefits
If you’re a vested State employee with at least five years of service and pass away, MOSERS will provide a survivor benefit to your eligible spouse or child(ren). If you pass away while actively employed and your death is determined to be duty-related, your eligible spouse or child(ren) will also receive a survivor benefit. There is no service requirement for a duty-related death. Your pension plan will determine the monthly benefit amount and when survivor benefits will be paid. |
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MOSERS Family Status Change
If you have a family status change, you may be eligible to apply for optional life insurance coverage or increase your current coverage amount within 31 days of a life event without proving insurability. A family status change is defined as a marriage, divorce or legal separation, birth or adoption of a child, or death of a spouse or child. Log in to myMOSERS and select Enroll/Change Life Insurance Coverage within 31 days of the event. You must submit proof of the family status change. |
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Did you know the State of Missouri is currently matching qualified contributions to the MO Deferred Comp Plan? *If you contribute at least $25 a month to your MO Deferred Comp account, the State of Missouri will match your contributions dollar for dollar up to a maximum of $75 each month. Those additional dollars saved can make a significant impact on your future retirement income. Click here for more information!
*The match is available to part-time and full-time active State agency employees who meet the match contribution criteria. College and university employees are not eligible to receive the match.
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Set Boundaries That Protect Your Peace |
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Protecting your peace often means taking breaks and giving yourself permission to prioritize your physical, mental, and emotional health. This also includes knowing when to say no. Boundaries aren’t barriers; they’re a form of self-respect. This month, practice saying yes to rest and what truly brings you joy. For example, if you’re feeling drained after a busy week, skip the extra plans and spend the evening relaxing at home or doing something that recharges you instead. |
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Join us on November 19 at 11:30 a.m. for a casual 30-minute session where you can get to know the MO Benefits team, ask questions, and find who can help if you’re unsure where to go. No agenda, just open conversation and support for your benefits needs! Click here to register. |
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Create Your Own DIY Wellness Kit
This month, we’re focusing on protecting what truly matters, our health, peace of mind, and emotional well-being. A great way to do that is by keeping a few essentials on hand to help you reset, reflect, and recharge. Try putting together your own DIY wellness kit to support your mental and emotional wellness throughout the season.
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Here’s some ideas of what you can include in your kit:
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Soothing item: stress ball, fidget toy, or a soft cloth.
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Aroma boost: essential oil roller (like lavender) or a calming tea bag.
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Mood lifter: a photo that makes you smile, a small notebook of positive affirmations, or a quote that grounds you.
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Self-care basics: lip balm, hand lotion, or a mini first aid kit.
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Mental break tool: adult coloring page, mini puzzle, or a journal prompt.
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Personal touch: something that brings you joy such as a favorite pen, a snack, or a sticker.
Pro tip: Store your kit in a small box, pouch, or reusable bag and keep it at your desk, in your car, or by your bed. Use it when you need a moment to pause and recenter to find your calm and focus.
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