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Planning for retirement is one of life’s biggest transitions, and MOSERS provides a comprehensive set of benefits to help you prepare. As an employee of the State of Missouri, you are enrolled in a defined benefit pension plan. Once you are vested, this plan guarantees a lifetime income based on your salary and years of service. The pension serves as one leg of the “three-legged stool” of retirement income, alongside Social Security and your personal savings. To enhance your financial security, the MO Deferred Comp Plan offers an easy way to save and invest additional funds for retirement, providing more control over your financial future. |
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In addition to retirement income, MOSERS provides group term life insurance to protect your family from unexpected financial hardship, and long-term disability insurance to support you if you’re unable to work due to illness or injury. These benefits are designed to safeguard your financial well-being and give you peace of mind through life’s transitions. By understanding and utilizing these resources, you can confidently plan for a comfortable and secure retirement. Learn more about your MOSERS benefits here! |
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Navigating life’s transitions can be smoother with preparation and self-compassion. Focus on what you can control, seek support when needed, and remember that every change brings opportunities for growth and new beginnings. |
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This July, we encourage you to take on the month-long challenge below to manage your stress and build healthier habits. Each week, focus on a new stress-relief activity to add to your routine. Track your progress throughout the month and reflect on which activities made the biggest difference. Share your experience with a coworker or your team to inspire others to join in! |
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