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Minnesota Housing eNews
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April 25, 2022
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News from HomeHelpMN
HomeHelpMN will open for applications this spring to provide assistance for homeowners who have fallen behind on their mortgage or other housing expenses due to the pandemic.
We anticipate that the need for funds will be greater than the funding available and encourage homeowners to prepare today so that you are ready to apply when the application period opens.
There are several resources now available to help you prepare:
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The HomeHelpMN website is now available. Visit the website at homehelpmn.org to learn more about what materials you’ll need to apply, what expenses are covered, and who is eligible to apply.
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The HomeHelpMN Call Center is now open. If you have questions about applying or would like information about housing counseling or legal services, you can call 1-800-388-3226 or 651-204-1608 to speak to an agent. The call center is open from 8 a.m. to 6 p.m. Monday – Saturday.
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You can view the replay of the Introduction to HomeHelpMN webinar that was held on April 20. The webinar includes an overview of the program, and answers to many of the questions that were submitted by participants.
New Income Limits Released
The Department of Housing and Urban Development (HUD) released new income limits for all Homeowner Assistance Fund programs, including HomeHelpMN, effective April 18, 2022. These new limits, which are higher than the 2021 amounts, will be used to determine eligibility for HomeHelpMN.
Other steps you can take today:
There are steps you can take today that can help preserve your home and help you be prepared for the opening of the HomeHelpMN program. If you are concerned about your ability to make your mortgage payments, we recommend that you pursue these options now, regardless of your interest in the program:
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Contact your mortgage loan servicer to discuss options. Whether you are currently in forbearance, exiting forbearance, have missed one or more payments, or are worried about falling behind, this is the first step to resolving your concerns.
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Make an appointment with a HUD-certified housing counselor/homeownership advisor. Minnesota’s counseling network can help you navigate applications, communicate with your lender, and connect you with additional programs and resources that can provide assistance. Visit the Minnesota Homeownership Center to find an advisor. These services are free of charge and confidential. Many advisors offer virtual appointments.
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Apply for Energy Assistance. Homeowners may qualify for help with energy bills and future energy costs, including delivered fuels. Visit the Minnesota Department of Commerce or call 800.657.3710 to learn more about eligibility and apply.
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Stay alert to avoid fraud. Scam activity is on the rise from people pretending to offer foreclosure help or government grants. Never give out personal or financial information or passwords over the phone, and don’t pay a fee for foreclosure help. You can learn more at stophomescams.org.
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