2018 Small Steps Campaign

Michigan Office of Retirement Services - Message for Public School Employers

October 18, 2018

In late October, we’ll be launching the annual Small Steps campaign. Employees in the Pension Plus plan, Pension Plus 2 plan, Defined Contribution (DC) plan, and Personal Healthcare Fund who are not contributing at least 15 percent to their State of Michigan 457 Plan will receive a mailer from Voya Financial® regarding their contribution rates. Unless the employee opts out, their contribution rate will be increased by 1 percent effective for the first available pay in January 2019. Information to opt-out of the Small Steps is included in the November mailer and the opt-out site will be open from October 29 – December 16, 2018. As a courtesy, the November mailer is linked below.

Please note, the 2019 campaign has a couple of differences compared to last year’s campaign.

  • Employees in the MIP DC Converted or the Basic DC Converted with Premium Subsidized Healthcare were added to the campaign this year.
  • The campaign targets those who are not contributing at least 15 percent. This is a change from the program’s introductory target savings rate of 10 percent.

Employees who do not opt out of the increase will be included on the DC Feedback file you receive in late December, along with employees who make regular contribution changes. Please begin using the new contribution percent amount for the pay period listed in the Effective Report End Date column on the View DC Feedback screen.

If you have any questions related to reporting, email Employer Reporting at ORS_Web_Reporting@michigan.gov.