 
With every new season comes new risks. Spring in Maryland brings warmer temperatures, increased travel, and a high chance of severe weather. Before the next storm rolls in, take time to review your insurance coverage and make simple preparations to help prepare you for the unexpected.
- Keep your home inventory up-to-date.
- Don’t wait! Most flood insurance policies have a 30-day waiting period.
- Read your policy and review your coverage limits to determine what is covered and what is excluded.
- Consider making improvements or repairs to your property that may prevent loss or damage. See if your renovations affect your policy.
- Now's a good time to check your car for needed maintenance, such as tire tread. Review your auto policy limits and deductibles.
There's been a natural disaster (examples: storm, hurricane, tornado, hail, flood) and you have damage to your home or vehicle - now what? The Maryland Insurance Administration can assist you by providing contact information for your insurer or by helping you with questions about how to file a claim.
Visit our website for tips, resources, videos, and more!
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Mason to lead Life & Health Division
Megan Mason will oversee the Insurance Administration’s Life and Health Division, which is composed of the Rates and Forms Review unit, the Medical Director/Private Review Agent Oversight Unit, the Life and Health Complaint Unit, and the Appeals and Grievance Unit.
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Govada to helm Operations & Technology Division
Giri Govada will lead the Insurance Administration's Operations and Technology Division, which houses the Fiscal Services/Procurement Unit and the Management Information Systems Unit.
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In case you missed it, last month we shared that Courtney Thornton will lead the Maryland Insurance Administration's Property and Casualty Division. Commissioner Grant also named Brent Matthewson as Chief Data Officer and Sharon Fountain as Director of Mental Health Parity and Network Adequacy. Read the full press release here.
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Know your Flood Risk in 2026
It’s more important than ever to understand your home’s flood risk and consider flood insurance. With higher denial rates from the federal government for disaster declaration requests, Marylanders face the prospect of recovering from major flooding events with fewer federal resources. Learn more by visiting our website.
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Celebrate Women's History Month
Every March, we honor women’s contributions in American history. We honor the many accomplishments of the amazing women across the State of Maryland.
We invite you to explore sites all around Maryland where extraordinary women made history.
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Getting Married?
Congratulations! Before you plan to walk down the aisle, read these insurance-smart tips to do before you get married.
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Who's Driving?
Are all licensed drivers living in your home listed on your auto policy? You need to check now or a claim could be denied.
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Keep an eye out!
The Maryland Insurance Administration celebrated National Consumer Protection Week earlier this month. Learn how the MIA can help you and protect your consumer rights.
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Smile!
Dentist’s Day celebrates all dental health specialists. Dental care is an important part of your overall health. Visit our website for resources on dental coverage and oral health resources.
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Fix a Leak Week
Household leaks can waste nearly 1 trillion gallons of water annually nationwide. Remember that you can find and fix leaks inside and outside your home to save valuable water and money all year long. You might even ward off a possible insurance claim from water damage. Learn more about how to identify leaks in your home.
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Protect your Nest!
Examine your insurance policies carefully to make sure you have adequate coverage. Visit our website to learn more about homeowners and renters insurance.
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Unauthorized health plans are those not licensed by the Maryland Insurance Administration, and may be fraudulent. The sale of unauthorized health insurance is one of the most common insurance fraud schemes. Visit our website for more information and don't miss our video.
Contact the Maryland Insurance Administration if you believe you were misled by a broker or agent!
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Medical Necessity & Emergency Appeals
Would you know what to do if you are denied insurance coverage for medically necessary care or emergency appeals? You can reach the Maryland Insurance Administration 24/7, 365 days per year. Call our 24/7 Hotline at 1-800-492-6116 or visit our website.
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Mental Health Resources Page
You should treat your mental health as seriously as you treat your physical health. If you need help, but don’t know where to find it, we have resources available on our website.
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  Have an insurance issue or question? The Maryland Insurance Administration is eager to help you! MIA representatives are out and about in your communities and also available virtually.
Join us for Lunch with MIA to learn the basics of pet insurance coverage and about changes to Maryland law. Registration is recommended, but not required: https://bit.ly/mia04072026
Paws & Policies: Understanding Pet Insurance
Date: Tuesday, April 7, 2026
Time: 12 pm - 1 pm
Zoom Link: https://zoomgov.com/j/1610130288
Dial-In: 1-833-568-8864 US Toll-Free
Meeting ID: 161 013 0288
It's an O'mazing time to review you insurance policies. It is a good practice to review your policies at least once a year or as life events happen. Make sure all your bases are covered! Go, O's!!
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