Hurricane season hadn’t officially begun, yet Maryland has already been hit hard by several storms. These weather events have caused significant property damage, leaving many residents to pick up the pieces. Now is the time for Marylanders to prepare for hurricane season. It’s a good idea to review your current insurance policy and make sure you have adequate coverage to protect your homes and vehicles. You can also visit our website to learn more about flood insurance. We have compiled resources to help you prepare.
If you were impacted by the recent severe storms, you can find resources on what to do "After the Storm" on our website.
While the Maryland Insurance Administration does not sell insurance and we cannot recommend a particular policy or insurance company, we do want to help you learn what types of coverage are available. Additionally, we are here to assist you if you have a complaint involving an insurer, an insurance producer, public adjuster or adviser.
June is a time to recognize both Pride Month and Juneteenth—celebrating diversity, resilience, and the ongoing fight for equality. Your right to equality in health care is protected by Maryland law. If your needs are not being met by your health plan or health insurance company, contact the Health Coverage Assistance Team (H-CAT) to get help.
For more information, review the Maryland Attorney General’s report on Guidance to the LGBTQIA+ Community Concerning Protections Under Maryland Law.
The Maryland Insurance Administration is reminding consumers to proceed with caution when approached by contractors with unsolicited offers to inspect your home for damage from the storms in order to generate an insurance claim.
Here are some tips from the Attorney General's Office:
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Deal only with licensed contractors. Ask to see the worker’s Home Improvement Commission license, and check the license number and expiration date
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Beware of roving con artists. These scam artists knock on people’s doors and offer to do work such as roofing, gutter cleaning, driveway paving, or tree pruning.
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Don’t pay more than one-third of the total contract price in advance. In Maryland, it’s against the law for a contractor to accept more than one-third in advance.
Read the full document and more advice about Home Repair Scams here.
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Annuities Awareness Month
June is Annuities Awareness Month! Life insurance and annuities can be an important part of your family's long-term financial planning. What is an annuity? Find out more on our website.
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National Camping Month
If you're "glamping," you'll want to read our Insurance FAQs on Recreational Vehicles. RVs can include motorhomes, camper vans, coaches, caravans, fifth-wheel trailers, popup campers, and truck campers. If the RV is self-propelled by its own motor, under state law, it must be insured.
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Boat Insurance
Before you hit the bay for that epic boating trip, do you need boat insurance? In Maryland, there is no law, regulation or other rule that requires you to purchase insurance for your boat or personal watercraft. It is still a good idea to purchase an insurance policy to protect you and your investment. For more information on boat insurance, click here.
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Vacation Rentals
Are you renting a vacation home this summer? Your homeowners or renters insurance may cover damage or loss to your personal property while at your vacation home. Ask your agent or insurance company about your coverages or visit our website for information.
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Kermit concluded his commencement speech for the University of Maryland's graduating class of 2025 with these ribbiting words: Make sure you have adequate insurance. It’s so important for your financial future. You will be toad-ally thankful you did.
All jokes aside (he didn't really say that), this is excellent advice for our new graduates before they leap into the real world!
Hop over to our website for insurance resources compiled for young adults.
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Mental Health Resources Page
You should treat your mental health as seriously as you treat your physical health. If you need help, but don’t know where to find it, we have resources available on our website.
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Health Coverage Assistance Team
If you have questions related to your health coverage, we encourage you to reach out to the Health Coverage Assistance Team (H-CAT), also available in Spanish.
- Get answers to your health insurance questions.
- Address health insurance problems or concerns.
- File a complaint about your health insurance issue or concern.
- Connect you to resources.
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Medical Necessity & Emergency Appeals
Would you know what to do if you are denied insurance coverage for medically necessary care or emergency appeals? You can reach the Maryland Insurance Administration 24/7, 365 days per year. Call our 24/7 Hotline at 1-800-492-6116 or click here for more information.
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Have an insurance issue or question? The Maryland Insurance Administration is eager to help you! MIA representatives are out and about in your communities and also available virtually.
To find an event, visit our website.
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The insurance industry has room for a huge variety of educational backgrounds, interests and skillsets. "We can be a state that rewards, celebrates and elevates a culture of service -- we must be," said Gov. Wes Moore.
Learn more about the initiatives to boost insurance-related education resources and programs at the high school, community college, and university levels. Click here to learn more.
Past Newsletters
To view all previously shared newsletters, click here.
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