 
It's officially spring and with April showers comes a flood of information on flood insurance and flood preparedness. Just one inch of flood water can cause $25,000 in damages to your home. One way to manage your risks is to purchase additional insurance to cover damage caused by flooding. Flood insurance is less expensive than you might think.
Join us for a free webinar "Questions about Flood Insurance? We have Answers!" on Wednesday, April 16th at 12 PM. No registration needed. Details can be found on our website, as well as other flood-related webinars.
To learn more about Flood Insurance, visit our flood resources on our website.
While the Maryland Insurance Administration does not sell insurance and we cannot recommend a particular policy or insurance company, we do want to help you learn what types of coverage are available. Additionally, we are here to assist you if you have a complaint involving an insurer, an insurance producer, public adjuster or adviser.
April is Financial Literacy Month. How can you protect your financial future? Insurance may be the answer you're looking for. Now is a great time to explore resources that can help ensure financial stability. Knowledge pays in dividends!
Learn more about:
Did a loved one have a life insurance policy? Not sure? Use this free online tool — that has helped about 3,000 Marylanders find more than $73 million in life insurance benefits in 2024.
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Spring Preparedness Resources
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Document Storage
Store all your important insurance documents in a safety deposit box and/or on the cloud to protect them from weather-related hazards. For more tips on how to prepare for a disaster, click here.
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National Healthcare Decisions Day
All adults can benefit from thinking about what their health care choices would be if they were unable to speak for themselves. Documenting what matters to you is even more important to make sure your wishes are understood and honored. Visit the Maryland Department of Aging for resources.
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Arbor Day
We love trees until they fall on your property or vehicle. If a tree (or your neighbors tree) falls on your property, do you know who's at fault? Read this consumer advisory.
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Life Insurance
We want to remind you that your need for life insurance changes with age and family responsibilities, making it a key part of financial planning. There are many important reasons to consider life insurance. Learn more on our website.
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 Pictured: H-CAT Stress Cube
Don't stress about questions regarding your health coverage! The Health Coverage Assistance Team, known as H-CAT, can help you:
- Get answers to your health insurance questions.
- Address health insurance problems or concerns.
- File a complaint about your health insurance issue or concern.
- Connect you to resources.
If you have questions related to your health coverage, we encourage you to reach out to the Health Coverage Assistance Team (H-CAT), also available in Spanish.
 Flood Awareness Events
Join the Maryland Department of the Environment (MDE), the Maryland Department of Emergency Management (MDEM), the Maryland Insurance Administration (MIA), the Maryland Association of Floodplain and Stormwater Managers (MAFSM), the Chesapeake Water Environment Association (CWEA), MD Silver Jackets and other agencies for a virtual event showcasing flood preparedness and opportunities throughout the state.
We're Indoors -- and Outdoors!
Have an insurance issue or question? The Maryland Insurance Administration is eager to help you! MIA representatives are out and about in your communities and also available virtually. To find an event, visit our website.
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The insurance industry has room for a huge variety of educational backgrounds, interests and skillsets. "We can be a state that rewards, celebrates and elevates a culture of service -- we must be," said Gov. Wes Moore. Come and join a great team with a strong culture of service! The Maryland Insurance Administration is hiring for all levels of experience.
If you know federal workers who are transitioning, please share resources from the Governor's office. Governor Wes Moore announced a series of actions to help Marylanders impacted by federal workforce layoffs, firings, and changes to federal funding. Read more here.
Learn more about the initiatives to boost insurance-related education resources and programs at the high school, community college, and university levels. Click here to visit our website.
Would you know what to do if you are denied insurance coverage for medically necessary care or emergency appeals? You can reach the Maryland Insurance Administration 24/7, 365 days per year. Call our 24/7 Hotline at 1-800-492-6116 or click here for more information. Also available in Spanish and Korean.
 We take theft, fraud and scams very seriously. “The primary role of the Maryland Insurance Administration is to protect consumers,” said Maryland Insurance Commissioner Marie Grant. “We will continue to work closely with the Office of the Attorney General on cases to violators are held accountable.” Our Insurance Fraud and Producer Enforcement Division assisted in the following cases::
Past Newsletters
To view all previously shared newsletters, click here.
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The Maryland Insurance Administration has resources to help you through a mental health or substance-use crisis. Visit our website to learn how to get started with help for mental health or substance-use concerns.
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