 
As temperatures rise, certain risks increase making it crucial to review your insurance coverage and take proactive steps to protect yourself. Here are some key considerations for insurance this summer, plus safety tips:
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Travel Insurance: Covers trip cancellations, interruptions, medical emergencies, and lost or delayed luggage.
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Summer Storm Damage: Secure outdoor furniture, trim trees and branches, and consider storm shutters for windows. Consider flood insurance.
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Increased Home Burglaries: Homeowners or renters insurance can cover losses from theft. Make sure your policy includes adequate coverage for valuables and personal property.
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Water Recreation Accidents: Consider boat insurance. Boat insurance can cover damages and liability for accidents involving watercraft. Health insurance may cover medical expenses for injuries.
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Grill Fires: Always grill outdoors and away from structures. Keep the grill clean by removing grease buildup, and never leave it unattended while in use. Keep a fire extinguisher nearby.
Taking these precautions and having the right insurance coverage can help you enjoy a worry-free summer. Safe travels and stay safe!
While the Maryland Insurance Administration does not sell insurance and we cannot recommend a particular policy or insurance company, we do want to help you learn what types of coverage are available. Additionally, we are here to assist you if you have a complaint involving an insurer, an insurance producer, public adjuster or adviser.
Auto Rate Increases
Are you confused by increases in your auto insurance premiums? Read our most frequently asked questions and answers by clicking here.
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Disability Pride Month
July is Disability Pride Month, which commemorates the signing of the Americans with Disabilities Act in 1990 and celebrates the achievements and rich diversity of the disability community. To access resources from the Maryland Department of Disabilities (MDOD), click here.
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Happy Anniversary, Medicare and Medicaid
On July 30, 1965, President Lyndon B. Johnson signed into law legislation that established the Medicare and Medicaid programs. If you have questions about health insurance or Medicare Supplements, click here.
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Pet Fire Safety
We all love our furry friends (or scaled, or winged, etc.), so make sure to have a fire plan, keep all collar tags up to date, and get a rescue sticker for your home. Find more fire safety tips for pets, click here.
For information on pet insurance, click here.
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Collector Car
If you need to insure your antique or collector's car, here is a list of insurers offering coverage for Antique/Collector Automobile Insurance in Maryland: click here.
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Parents Day is July 28th
A parent’s death can have a devastating financial impact on their family. Life insurance may help to ease this burden. There are many different types of life insurance policies. Visit our website to learn more: click here.
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Traveling?
Summer travel has hit record-breaking highs. You have a trip planned. Have you considered if you need travel insurance? For more information on travel insurance, click here.
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The Maryland Insurance Administration is excited to launch the Health Coverage Assistance Team (H-CAT). As a consumer, if you have questions or concerns about health coverage for you or your loved ones, the H-CAT staff is here for you.
The H-CAT team can:
- Answer health coverage questions and help you address health
insurance problems and concerns.
- Explain what’s covered in your health plan and explain how it works.
- Help you understand how to find a health care service provider,
including for mental health or substance use needs.
- Help you or your loved ones file a claim with a health plan.
- Assist you or family members in filing a complaint, if necessary.
- Direct you to other resources that can help meet your needs.
Read the full press release: click here.
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Would you know what to do if you are denied insurance coverage for medically necessary care or emergency appeals? You can reach the Maryland Insurance Administration 24/7, 365 days per year. Call our 24/7 Hotline at 1-800-492-6116 or click here for more information. |
Have an insurance issue or question?
The Maryland Insurance Administration is eager to help you! MIA representatives are out and about in your communities and also virtual. We're ready to answer your insurance questions. To find an event, visit our website.
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Join a great team with a strong culture of service! The Maryland Insurance Administration is hiring for all levels of experience. Learn more about our opportunities on our website:
Past Newsletters
To view all previously shared newsletters, click here.
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Featured July Topics:
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