 
As temperatures heat up, so do some types of insurance claims. In the summer months, there is potential for grill fires, water recreation accidents, summer storm damage, increased home burglaries, and more. When you’re aware of certain risks, you’re able to better protect yourself and avoid insurance claims. Please consider talking to your insurance agent or company and review what insurance you have, what you are paying for it, and what changes to consider to get the protections that you need.
The Maryland Insurance Administration is always here as a resource for you!
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Stay Afloat
Make a splash knowing your swimming pool is covered by insurance. When you purchase or install backyard amenities such as pools, hot tubs, playsets or trampolines, you should reassess your insurance coverage. For more information, click here.
For pool and hot tub safety tips, click here.
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Read Your Rental Contract Closely
If you booked with an online marketplace for an upcoming vacation, read your rental contract closely to determine what your responsibilities are and what coverage is available from the property owner and the peer-to-peer company. For more tips on travel insurance, click here.
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Grill Safety
Never leave a grill unattended! While summer is a great time to for a BBQ, it is also the peak season for outdoor grilling fires. Make fire safety a priority this summer with these tips: click here.
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Insure?
An ATV, UTV, or golf cart is not covered by your homeowners insurance unless it is SOLELY used to maintain the insured property or is used by someone with a disability. For more information, click here.
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Watch out for "Free Roof" Offers
You should proceed with caution when approached by roofing contractors with unsolicited offers to inspect your roof for damage in order to generate an insurance claim. Read our Consumer Advisory: click here.
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Several insurance companies operating in Maryland have notified the Insurance Administration that the personal information of some Maryland consumers was exposed during data breaches of certain MOVEit cloud-hosting and file transfer services. Know what to do if your personal information has been exposed.
We all love our furry friends (or scaled, or winged, etc.), so make sure to have a fire plan, keep all collar tags up to date, and get a rescue sticker for your home. Find more fire safety tips for pets before, during, and after a fire, click here.
If you have questions about Pet Insurance, we have answers. Watch a quick video or read these FAQs.
Have an insurance issue or question? The Maryland Insurance Administration is eager to help you. MIA representatives are out and about in your communities and also virtual. We're ready to answer your insurance questions.
We have a seat for YOU! The Maryland Insurance Administration is hiring. If you have an interest in helping consumers and businesses, we want to hear from you. We have positions for all levels of experience; from entry level positions to positions requiring advanced levels of expertise. Visit our website for more information:
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Last month's news, click here.
To view all previously shared newsletters, click here.
We've got the scoop on insurance! Just like there are many flavors of ice cream, there are many types of insurance. If you're not sure what is best for you, we have resources available on our website or we encourage you to talk with your insurance agent or provider. If you have questions, please contact us. We're happy to help!
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