November Issue - Special Open Enrollment Edition

The Torch
OE 2022

Enroll online starting Oct. 27

This special edition is dedicated to 2022 Open Enrollment. Please review all the enclosed information concerning your health care coverage. During this period, you can choose to make additions or changes to your benefit selections.

All Open Enrollment communications, including carrier information, rates and plan summaries, are posted on the Open Enrollment 2022 website:

This information applies to state employees eligible for benefits and does not apply to conservation officers, excise officers, Indiana State Police plan participants, temporary employees or contractors.

Benefit highlights for 2022

What is changing for 2022

  • New tiered network options within each medical plan
  • Health Savings Account limits increasing
  • Prescription 90-day retail plan changes
  • Increase to Commuter Reimbursement limit

What is staying the same

  • Three statewide medical plans
  • Active employee premiums
  • Wellness and tobacco discount amounts
  • All three plans have prescription drug plans through CVS Caremark
  • Dental premiums and coverage
  • Vision premiums and coverage

A message from Dr. Box

Open Enrollment: The perfect time to focus on your health and catch up on screenings

Open enrollment is the perfect time to take stock of your health goals for this year and look ahead to the next!

Unfortunately, many Hoosiers have fallen behind on routine health screenings and procedures throughout the COVID-19 pandemic, but there’s still time to get that annual physical, mammogram or vaccination. After all, it’s never too late to take care of your health.

Preventing illness before it happens is always the best medicine, and we have several safe and effective vaccines that can help you stay healthy all year long.

Read more on page 3

Tiered Network: What you need to know

Your medical networks for 2022 will look a little different from what you have today. Educate yourself on these changes so you can make an informed decision on what plan is the right fit for you and your family.

Full details on page 4

PeopleSoft login and online self-service instruction guide

Full details on page 10

State to contribute to Health Savings Account

The state will contribute approximately 56 percent of the Tier 1 - HealthSync annual deductible to your Health Savings Account (HSA) in 2022. The initial contribution will be made on your January 5, 2022, paycheck. Employees enrolled in a CDHP effective from January 1, 2022, through June 1, 2022, receive the full pre-fund amount. CDHPs effective after June 2, 2022, but before December 2, 2022, receive one-half of the initial contribution. The initial pre-fund contribution is based on the coverage type (single/family) that is effective January 1, 2022, or your first day of coverage in a state health plan during 2022.

Full details on page 12

Flexible Spending Accounts

A Flexible Spending Account (FSA) provides another opportunity for you to better control your health care dollars. By tucking away pretax dollars from your paycheck, you have an account that is dedicated to the reimbursement of qualified medical, vision and dental expenses. In addition, the bi-weekly employee administration fee is paid by the state during the 2022 plan year, providing you with even more opportunities to save.

Full details on page 14

Dependent Life Insurance is unbundling

Today, when you purchase dependent life insurance, your spouse and child(ren) must all have the same coverage amount. During open enrollment, spouse and child coverage will be unbundled. This means you can pick a different coverage amount for your spouse and your child(ren).

Now you will be able to elect one amount for your spouse and another amount for child or children. This gives you the option of selecting $20,000 in spouse coverage and $5,000 for your child(ren). This change gives you more options to find the best level of coverage for your family.

Make sure you review your dependent life options during Open Enrollment!

Looking for plan rates?

View the 2022 plan rates >

Download the complete rate chart >

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The Torch is published monthly by the State Personnel Department