Idaho Department of Insurance – July 2025 Newsletter

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July 2025

A monthly newsletter brought to you by
the Idaho Department of Insurance

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Message from Director Cameron: "He nalu ʻāʻe — rise with the wave"

Each quarter, the Department of Insurance holds an all-employee meeting where staff come together for updates, announcements, and team connection. Our most recent meeting had a Hawaiian theme, and many employees joined in the fun by wearing their favorite Hawaiian shirts. In keeping with the festive spirit, Director Cameron shared the following message:

Aloha kākou. 

If you’ve ever stood on the shores of Hawaiʻi and watched the waves roll in, you know one truth: you cannot stop the ocean. The tides come in and go out. The surf rises and crashes. And like life, the waves are always changing. Sometimes they’re calm, sometimes they’re rough. But whether we ride them or get swept under depends on one thing—how we respond. 

Change is like the ocean—it never asks permission. It comes when it’s ready. And lately, we’ve seen our fair share: shifting markets, new technologies, new expectations, and fresh challenges around every corner. 

But change is not our enemy. In Hawaiian, they have a word: loli. It means to transform. Change isn’t about loss—it’s about movement, evolution, growth. And like the great navigators of Polynesia who crossed thousands of miles of ocean guided only by the stars, we are called to navigate these tides with courage, with heart, and with purpose. 

Another Hawaiian word: “Imi ola” — means to seek life, to thrive. That’s the spirit of resilience. 

We all get hit by unexpected swells. A project doesn’t go as planned. A goal shifts. A storm blows through our personal lives. But every time we rise back up, every time we paddle out again, we grow stronger, wiser, and more capable. 

In Hawaiʻi, we don’t just admire the beauty of the land—we respect its power. The wind that knocks us over is the same wind that fills our sails. Resilience isn’t about avoiding struggle—it’s about using it to move forward. 

Here’s the most important part: every one of us matters. 

In the Hawaiian culture, they say kākou—it means “we’re in this together.” Not “me,” not “you,” but all of us. 

Whether you’re answering phones, leading a team, solving problems behind the scenes, or serving customers face-to-face—you are making a difference. Every small action, every thoughtful decision, every moment of integrity creates a ripple. And together, those ripples become a wave. Just like in a canoe, every paddle stroke counts. One person can steer, but it takes all of us paddling in rhythm to move forward. 

So, I ask you: when the tide rises, will you rise with it? 

Will you face change not with fear, but with curiosity? 

Will you bounce back, not bitter—but better? 

Will you show up every day, knowing that what you do matters? 

Let’s commit—as a team, as a family, as a lāhui—to ride this wave together. Let’s lead with heart, lift each other up, and leave a legacy of excellence, compassion, and courage.  

He nalu ʻāʻe — rise with the wave. 

Mahalo, and let’s keep paddling strong 

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DOI publishes preliminary health insurance rates for 2026

The Idaho Department of Insurance has received preliminary premium rates from health insurance carriers for plans sold starting January 2026.

The DOI is reviewing premium rate submissions from health insurance carriers for 2026’s individual and small group plans. These proposed health insurance premium rates are published on the DOI website at https://doi.idaho.gov/consumers/health-insurance/idaho-rate-review/.

The DOI is seeking public comments before rates are finalized. Comments, questions, or ideas can be submitted via online form or mailed to the following: 

2026 Rate Comments 
Idaho Department of Insurance 
PO Box 83720 
Boise ID 83720-0043 

Read the full release here

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Post Falls man pleads guilty to felony workers compensation fraud 

Mark Chafin, of Post Falls, Idaho, has pleaded guilty to one count of felony insurance fraud in connection with a workers compensation claim.

Read the full press release

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Idaho State Fire Marshal

The Idaho State Fire Marshal's Office has submitted its 2024 annual report to Governor Little. This report includes data and information collected and
organized from fire service providers, including municipal fire departments, fire districts, and fire protection associations throughout Idaho.

2024 Idaho State Fire Marshal Annual Report

July 19, 2025: Careless disposal of smoking material was to blame for an early morning fire in the Bayview area, according to an investigator from the Idaho State Fire Marshal’s Office. The fire resulted in critical injuries to two occupants. The residence is a complete loss.

July 22, 2025: The Idaho State Fire Marshal’s Office is assisting Kootenai County Fire and Rescue into the origin and cause of a tragic RV fire that killed one person and injured four others.