 Bring Your Child to Work Day
We had some very special guests for Bring Your Child to Work Day! They met their parents' coworkers, toured the Capitol, and enjoyed some afternoon treats. Thank you for sharing your families with us!
State survey seeks clarity on Idaho insurance trends amid intensified fires
Shannon Hohl, Market Oversight Bureau Chief, visited with KTVB to discuss the DOI Bulletin 25-02—a data call to insurers writing homeowners and dwelling fire property insurance business in the state of Idaho.
Watch the full story here
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Idaho's 'home hardening' initiative aims to secure insurance
Director Cameron visited with KTVB-7 to discuss strategies the DOI is developing to stabilize Idaho’s property insurance market
Watch the full story here
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Twin Falls bail agent convicted of insurance fraud for mishandling funds
On April 2, the DOI announced that Johnny Mateo Robles, Jr. of Twin Falls, Idaho pleaded guilty to one count of felony insurance fraud for diverting fiduciary funds that were unlawfully used by a producer for personal use.
Read the full news release here
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North Idaho arsonist pleads guilty
Congratulations to the State Fire Marshal Region I Fire Investigation Team!
On April 8, 2025, Jennifer Suzanne Meyer, 50, pled guilty to 2nd degree arson in connection with a fire in Sandpoint on July 4, 2024 that completely destroyed the military surplus store.
Because of the collaborative effort of the State Fire Marshal’s Office and others, this arsonist has been taken off the streets for potentially 15 years. She is scheduled for her sentencing hearing on June 16th.
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Why 1945 Changed Insurance Forever — And Why It Still Matters Today
Director Dean L. Cameron
While 1945 is remembered for major events like the end of World War II and the passing of President Franklin D. Roosevelt, it also marked a turning point for the U.S. insurance industry — the passage of the McCarran-Ferguson Act. Though not as well-known, this law has shaped how insurance is regulated for the last 80 years.
In simple terms, the McCarran-Ferguson Act is a law that gave each state the power to regulate its own insurance. That means your home, car, health, and business insurance are all handled at the state level — not by the federal government in Washington, D.C.
Every state has different needs. For example, Idaho has wildfires, Florida deals with hurricanes and Oklahoma faces tornadoes. What works in one place might not work in another. State regulators understand their local risks, so they can propose rules and laws that make sense for their residents. Idaho solutions are unique to Idaho needs
Thanks to this system, you can call your state’s insurance department directly if you have a problem — like a denied claim or confusing coverage. State officials are there to help, and they’re close to home. Idaho solutions are developed more efficiently, and our elected officials are more responsive to our needs than an act of Congress.
It also encourages better choices and prices.
Because insurance companies have to follow Idaho laws and rules, they compete to offer better coverage and prices. Some states, like Idaho, lead the way in creating new types of insurance, like our proposals for State-based Health Insurance, Idaho’s High Risk Reinsurance Pool, and this year our Property Insurance Mitigation and Stabilization Fund. Our efforts in Idaho have led to more health carriers, with more options, and better prices. We are working diligently to improve the property insurance market, as is every state in the country.
States work together, too.
Even though each state regulates its own insurance system, they also team up. Organizations like the NAIC (National Association of Insurance Commissioners) help states share ideas, set standards, and keep things fair and consistent. They assure that if you purchase coverage from a company regulated in another state, that they are meeting the standards that protect you as a consumer.
The insurance world is always changing — with new risks, new technology, and new challenges. But the McCarran-Ferguson Act remains the foundation of insurance regulation in the U.S. It helps keep insurance strong, fair, and flexible — and it continues to protect people all across the country.
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 Join our team!
The Idaho Department of Insurance is seeking a Health Insurance Analyst to join our dynamic team of professionals. Experience with medical language, paying carriers claims, reviewing marketing ads and/or rates experience is a plus!
Learn more and apply online!
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