Last month, we discussed how jurisdictions measure and understand displacement pressures for both future and current residents. This month’s article focuses on several housing programs in the District of Columbia that researchers have cited as leading practices to combat displacement pressures. The region’s Housing Indicator Tool categorizes these tools by their goals. Some programs are focused on protecting households from displacement. Others attempt to preserve existing affordable housing. And still others aim toward producing a greater supply of new housing units that are affordable to people with a wide range of incomes.
Protecting Households
The District has several programs that help protect individual households from threats of physical and economic displacement, including strong tenant eviction protections and rent control. Rent control limits the annual rise in rents for buildings built prior to 1975 to the rate of inflation up to a maximum of five percent per year for older or disabled tenants Increases are limited to a maximum increase of 10 percent annually for all other tenants in these buildings.
The Department of Housing and Community Development (DHCD) partners with community-based non-profit organizations to provide housing counseling services and training to prospective homeowners, current homeowners, and tenants. The services provided include foreclosure prevention, credit counseling, and relocation counseling.
The Department of Insurance, Securities, and Banking (DISB) offers foreclosure prevention resources including mediation, housing counseling, and legal aid for homeowners. Through DISB’s Foreclosure Mediation Program, 70% of mediations prevented foreclosures with lenders and homeowners agreeing to loan modifications, repayment plans, reinstatements, short sales, and other alternatives.
Preserving Housing Opportunities
The Affordable Housing Preservation Fund (HPF) is an example of the District’s commitment to preserving affordable housing. The fund’s goal is to preserve 100% of the District’s existing federally and city-assisted affordable rental homes. The fund offers eligible borrowers short-term financing for the pre-development and acquisition of occupied multi-family properties. Within its first year, the fund helped preserve 926 affordable housing units in the District.
The Historic Homeowner Grant Program provides funding to help homeowners of historic single-family residential properties restore or rehabilitate their homes. The grant is available to low- or moderate-income homeowners in 16 eligible historic districts. Since its inception, the program has awarded hundreds of grants and millions of dollars in financial assistance to help with the cost of repairing historic homes.
Producing Affordable Housing
The District is a national leader in the production of housing, most notably through the Housing Production Trust Fund (HPTF). Since 2015, the Trust Fund has created and preserved more than 9,000 affordable units through June 2022. Early studies have shown that the HPTF helped tenants stay in the District nearly two years longer than renters who do not live in HPTF subsidized units.
Inclusionary Zoning (IZ) has also increased the number of new affordable housing units since 2009. The program requires that most development projects set aside eight to ten percent of their residential floor area for affordable rental or ownership units. To date, nearly 2,000 affordable IZ units have been produced. In 2022, the IZ program delivered 380 affordable units, the most produced in a single year since the program began. IZ tends to produce the most units in the high-cost areas that are attracting new development and where it is expensive to subsidize affordable units.
Our next article will focus on the District’s implementation of our Housing Equity Report.
Share your thoughts on the District’s programs by emailing us at planning@dc.gov or call us at 202-442-7600.
Previous articles in this series:
Toward a Strategy to Combat Displacement: Background and Context
Toward a Strategy to Combat Displacement: Measuring Displacement
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