Open Enrollment 2013: Dental, Vision and Life Insurance

Open Enrollment 2013

Invest a little time in all of your benefits

The providers for dental and vision care, as well as life insurance, remain unchanged for 2013. Coverage also remains unchanged.  But the best news is that premiums will be the same this year too!

Dental

The dental plan through Delta Dental provides 100 percent diagnostic and preventive coverage, as long as an in-network dentist is used.

Also covered 100 percent is emergency palliative treatment (used to temporarily relieve pain), x-rays and sealants (to prevent decay of pits and fissures of permanent back teeth). There are limits to the coverage of sealants, however, so check with Delta Dental before agreeing to the treatment.

By using an in-network dentist oral surgery, fillings and the repair of diseased, damaged or injured teeth is covered at 80 percent of the cost. More information is available about dental coverage by logging on here: www.in.gov/spd/2786.htm.

Vision

Vision and health conditions, such as diabetes and high blood pressure, can be revealed and detected early through a comprehensive eye exam.  Take care of your vision and overall health while saving on your eye care and eyewear needs. 

The vision plan through Anthem Blue View Vision offers employees and their dependents a large network of ophthalmologists, optometrists, opticians, retail locations and discounts. Look for providers in the Select network at www.anthem.com. 

More information about vision coverage can be found at: www.in.gov/spd/2787.htm.

Life Insurance

American United Life Insurance Company (AUL) remains as the provider. The state provides three options: basic life, supplemental and/or dependent life insurance.

If you have not had life insurance before, want to increase coverage of supplemental life insurance or add dependents to your policy, you must first complete the Evidence of Insurability process and you may be required to have a physical. The Evidence of Insurability process can only be completed with a paper application. However, to decrease or drop any coverage or change beneficiaries, you can do that online through PeopleSoft.

Basic life insurance coverage is a prerequisite for approval of supplemental life insurance coverage. Both basic life and supplemental life insurance coverage are prerequisites for approval of dependent life insurance coverage.

Supplemental life insurance is offered to most employees in increments of $10,000 up to and including $150,000, regardless of salary level.  Once an employee reaches the age of 65, supplemental life insurance coverage is reduced to $100,000 and his/her payroll deductions are adjusted accordingly. 

More information available at: www.in.gov/spd/2788.htm.

Attend a webinar this week

If you missed a webinars, catch the last few this week.

Webinars are a web-based seminar that you access through any computer with an internet connection. If you do not have access to a computer, you may come to one of the locations listed to participate instead.

SPD Benefits Hotline

The new rates and more detailed information is available on the 2013 open enrollment website and in the open enrollment booklet.

Or, contact the Benefits Hotline toll-free at 1-877-248-0007 outside of Indianapolis or 317-232-1167 within the Indianapolis area. Benefit specialists are available from 7:30 a.m. to 5 p.m. Monday through Friday, Eastern Standard Time.

You may also email your questions to SPDBenefits@spd.in.gov. 

The information included in this email does not apply to conservation officers, excise officers, Indiana State Police plan participants, part-time employees  or contract employees.

 

No access to Peoplesoft November 10 & 11

Due to the planned technical maintenance on Saturday, November 10 and Sunday, November 11 in Indiana Government Center North, PeopleSoft will be unavailable to all users during that time. Please make plans to complete your Open Enrollment submission before November 10 or after November 11. Open Enrollment runs October 29 to noon EST on November 19.