The providers for dental
and vision care, as well as life insurance, remain unchanged for 2013. Coverage
also remains unchanged. But the best
news is that premiums will be the same this year too!
The dental plan through
Delta Dental provides 100 percent diagnostic and preventive coverage, as long
as an in-network dentist is used.
Also covered 100 percent is
emergency palliative treatment (used to temporarily relieve pain), x-rays and
sealants (to prevent decay of pits and fissures of permanent back teeth). There
are limits to the coverage of sealants, however, so check with Delta Dental
before agreeing to the treatment.
By using an in-network
dentist oral surgery, fillings and the repair of diseased, damaged or injured
teeth is covered at 80 percent of the cost. More information is available about
dental coverage by logging on here: www.in.gov/spd/2786.htm.
Vision and health
conditions, such as diabetes and high blood pressure, can be revealed and
detected early through a comprehensive eye exam. Take care of your vision and overall health
while saving on your eye care and eyewear needs.
The vision plan through
Anthem Blue View Vision offers employees and their dependents a large network
optometrists, opticians, retail locations and discounts. Look for providers in
the Select network at www.anthem.com.
More information about
vision coverage can be found at: www.in.gov/spd/2787.htm.
American United Life
Insurance Company (AUL) remains as the provider. The state provides three
options: basic life, supplemental and/or dependent life insurance.
If you have not had life
insurance before, want to increase coverage of supplemental life insurance or add
dependents to your policy, you must first complete the Evidence of Insurability
process and you may be required to have a physical. The Evidence of
Insurability process can only be completed with a paper application. However,
to decrease or drop any coverage or change beneficiaries, you can do that
online through PeopleSoft.
Basic life insurance
coverage is a prerequisite for approval of supplemental life insurance coverage.
Both basic life and supplemental life insurance coverage are prerequisites for
approval of dependent life insurance coverage.
insurance is offered to most employees in increments of $10,000 up to and
including $150,000, regardless of salary level.
Once an employee reaches the age of 65, supplemental life insurance
coverage is reduced to $100,000 and his/her payroll deductions are adjusted
More information available