St. Louis Gateway eGazette - December 2013

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December 2013

Wheelchair Personalities Memorial

Honor Flight Veterans Visit Memorial

Wheelchair Personalities

How the Missouri SBTDC and Mid-Missouri SCORE Helped Wheelchair Personalities Get Rolling to Give Vets and Others a Boost

If you have ever been confined to a wheelchair, even for a short time, you know it can be depersonalizing. It may be that you are below eye level, but no matter the cause, those in wheelchairs are often ignored. Sharon Paulsell and her husband Steve found when running Honor Flights out of Columbia, Missouri that strangers readily approached and thanked ambulatory Veterans for their services while those in wheelchairs were often overlooked. >Read More

Wheelchair Personalities variety
Dennis S. Melton, SBA St. Louis District Director

District Director's Corner
Dennis S. Melton, SBA St. Louis District Director

As the new year approaches many people are making resolutions and setting a course for the coming year. Some people are contemplating starting a small business. If you are one of those people, take a careful look at yourself, your circumstances, your skill sets, and your proposed small business’ potential viability.  >Read More 

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This summary of the SBA loan process is designed to provide an overview of the basic steps involved in obtaining an SBA loan.

1. Small Business Owner prepares business plan
2. Small Business Owner meets with a lender
3. Small Business Owner completes loan application
4. Lender reviews loan application and performs credit analysis
>Read more

Affordable Care Act Questions and Answers
By SBA Regional Administrator Patricia Brown-Dixon and HHS Regional Director Stephene Moore

Q.- Can you can sign up for healthcare from the Affordable Care Act by calling a toll free phone number?

A.- Absolutely…Individuals may call 1-800-318-2596 (TTY: 1-855-889-4325) 24/7 and businesses may call for SHOP information at 1-800-706-7893 (TTY: 1-800-706-7915) Monday through Friday, 9 a.m. to 7 p.m. EST.

SBA St. Louis Staff Out & About

o Gary Alexander, Business Opportunity Specialist, will be at the Missouri PTAC on December 5, 2013, to discusss the benefits of being in the 8(a) Business Development Program. For more details, contact Gary at

o Tom Daiber, Lender Relations Specialist, will participate in a Phelps County Business Resource event on January 9, 2014. The Meramac Regional Planning Commission is planning the event. Contact Tom at for more details.

o Nicki Massie, Public Affairs Specialist, and Mary Timmel from the Small Business Majority will participate in an What Every Small Business Owner Should Know about the Affordable Care Act seminar in Rolla on January 14, 2014. This event, which is sponsored by the Rolla SBTDC, will be at Matt's Steakhouse from 5:30 p.m. - 7:30 p.m. Contact Nicki at for more details. 

Good Question

Q. Where can I find a list of SBA lenders?

A. Here is the Active SBA Lender List for Eastern Missouri. We recommend you check first to see if your lending institution is on the list as you already have an established business relationship. Be sure to ask for a Commercial Lender (one who specializes in SBA loans is ideal.)

Timely Tax Tips

Check these out before it's too late!

2013 St. Louis Emerging Leaders Graduates

2013 St. Louis Emerging Leaders graduates

SBA St. Louis Graduates Largest Emerging Leaders Class to Date

The SBA St. Louis District Office is proud to announce the largest Emerging Leaders (formerly e200) class to date graduated on Tuesday, November 12, 2013. >Read More 

Affordable Care Act Seminars and Webinars

o Free Seminar: What Every Small Business Owner Should Know about the Affordable Care Act. December 4, 2013, 9 a.m. - 11 a.m., SBA St. Louis District Office, 1222 Spruce Street, Suite 10.103, St. Louis, MO, 63103 (map). Contact Nicki Massie at to RSVP. Guest presenter is Mary Timmel, Small Business Majority. This event is in a federal building. Allow extra time to find parking and get through security.

o Free Webinar: What the Healthcare Law Means for Your Missouri Small Business. January 28, 2014, from 10 a.m. - 11 a.m. Hosted by Small Business Majority with SBA St. Louis' Nicki Massie as a guest speaker. To register for the event, visit

SBA's Encore Entrepreneurs - Getting Inspired at 50+

- Aged 50 or older? 
- Interested in starting your own business as a second (or third) career?

This FREE workshop is for you!

When: December 12, 2013, 10:00 a.m. - 11:30 a.m.

Where: St. Louis County Library Headquarters, 1640 S. Lindbergh Blvd., Clayton, MO (map)

RSVP: Required to Gary Alexander at or 314-539-6612.

How to Get a D-U-N-S® Number from Dun & Bradstreet

Credit is the lifeblood of business, and establishing good credit is vital to business viability.  To establish credit for your business, and make managing credit easier, you should obtain a Data Universal Number System (D-U-N-S®) number from Dun & Bradstreet. 

To apply for a DUNS number, go to  If you are unsure whether your business has a DUNS number call 800-700-2733 first.

See this article on SBA's site and this article on Dun & Bradstreet  for more on obtaining a DUNS number.

SBA St. Louis District Office Is Now Seeking Nominations/Applications for Emerging Leaders 2014

Angie Wells, Economic Development Specialist and Emerging Leaders Project Officer is looking for a few good businesses. Businesses can self-nominate and lenders or resource partners can make recommendations. For an overview of the SBA Emerging Leaders Initiative, click here. Contact Angie at for more information.

How Your Small Business Can Benefit from SBA’s Federal Contracting Programs: A Free Webinar

-Do you sell goods or services that the federal government will buy?
-Could your bottom line be boosted by federal sales?
-Do you need to know how to get started selling to the federal government?

Have you wondered who or what SAM is or why you need a DUNS number? (Hint: SAM is not a guy down the street.)

This is the webinar for you!

On January 9, 2014, from 9:30 a.m. – 11:30 a.m. SBA St. Louis staff will present a government contracting program webinar. The program will address SBA’s 8(a) Business Development Program, the HUBZone Program, the Women-Owned Small Business (WOSB) Federal Contract Program and the Service-Disabled Veteran-Owned Small Business (SDVOSB) Program. Program requirements, eligibility, benefits, and application procedures will be discussed.

Please contact Angie Wells at or Gary Alexander at for further details and call-in information. You must RSVP so we can be sure enough phone lines are available.

Gary Alexander discusses the 8(a) Program

Free Monthly Seminars Offered on 8(a) Government Contracting Program

Gary Alexander, SBA St. Louis Business Opportunity Specialist, offers monthly seminars titled How to Win Government Contracts through the 8(a) Program. These seminars are designed for individuals interested in applying for 8(a) certification. If you would like to attend an upcoming seminar or would like to schedule a seminar in your community, contact Gary at or 314-539-6612. The next seminars will be on February 20 and March 13, 2014, from 10 a.m. - noon.

SBA St. Louis Wants Small Business Week Nominations

The online portal is now open at More information can also be found at the Small Business Week of Eastern Missouri site.  Contact Patti Guttmann, Economic Development Specialist and Small Business Week Coordinator, at for information on award categories and nomination procedures.

SBA on YouTube

The SBA YouTube channel is chock-full of videos pertaining to small businesses. Bob Newman, Mid-Missouri Senior Area Manager and resident export expert, recommends Where Will Your Next Customer Come From? For more information on exporting contact Bob at or visit SBA's Exporting page.

Support Your Local Small Businesses during the Holiday Season!

While you're out and about over the holiday season, shop at your local small businesses and eat at your local restaurants. You'll be supporting job growth in the community and get some great gifts and food, too!

Veterans Event in St. Louis

Veterans, National Guard, Active Duty Personnel and Spouses Attended Entrepreneur Workshop on November 7, 2013


To honor our veterans for Veterans Day, SBA St. Louis District invited a variety of experts to give military, veterans, and their spouses information on entrepreneurship. The workshop included the following sessions: Introduction to the Entrepreneurial Experience; Right Idea? Basics of Opportunity Recognition; Determining & Discovering Your Market: Who’s Buying What You’re Selling; Your Business Model: How Do You Make $; Financing the Money to Make It Happen; Legal Issues: Keeping Yourself out of Trouble; What to Do If You Get in Trouble; Moving Forward: Business Planning; and Resources Available & Next Steps. (See the article in the St. Louis Beacon here: To find out about resources available to military, veterans, and spouses, please contact Angie Wells at or 314-539-6613. 

Cape Girardeau ACA Event

Affordable Care Act for Small Businesses


SBA St. Louis' Nicki Massie and Small Business Majority's Mary Timmel presented information on the Affordable Care Act to small businesses in Cape Girardeau and Columbia during the month of November. Businesses listened to a presentation and were able to ask questions about how the Affordable Care Act (also known as Obamacare) would affect them as small business owners. Another seminar will be held in the St. Louis District Office on December 4, 2013, at 9:00 a.m. To RSVP for this event or for more information on how the Affordable Care Act affects small businesses contact Nicki Massie at or 314-539-6606.

St. Louis District Office

1222 Spruce Street
Suite 10.103
St. Louis, MO 63103 map

Cape Girardeau AWS
Douglas C. Greene Center for Innovation and Entrepreneurship
920 Broadway, Room 106
Cape Girardeau, MO 63701 map

Columbia AWS
The University of Missouri SBTDC
500 E. Walnut St., Suite 103
Columbia, MO 65201 map

Ask us how we can connect you with technical assistance and counseling, and financing options to start or grow your small business.

Looking for our Resource Partners?

Veterans Business Resource Center (VBRC)
315 Lemay Ferry Rd, #114
St. Louis, MO 63125
314- 531-VETS (8387)

Grace Hill Women's Business Center (Grace Hill WBC)
2125 Bissell
St. Louis, MO 63107

Missouri Small Business & Technology Development Centers (SBTDC)

St. Louis SCORE
1222 Spruce Street
Suite 10.103
St. Louis, MO 63103
314-539-6600 extension 242
(New number: 314-539-6602)
Please call for availability.
Other locations

Mid Missouri SCORE
300 South Providence Road
Columbia Chamber of Commerce
Columbia, MO 65203

US Export Assistance Center (USEAC) St. Louis

SBA Senior International Trade Specialist for Kansas, Missouri & Nebraska
John Blum
Office: 314-260-3788
Blackberry: 314-305-5080

Please note that the St. Louis District Office was changed to a new phone system in September 2013. All phone numbers are now direct lines instead of extensions. The new phone numbers are listed below.

St. Louis District Office Staff

District Director
Dennis S. Melton
314-539-6607, Blackberry: 314-775-5170

Deputy District Director
Maureen E. Brinkley
314-539-6609, Blackberry: 314-412-5283

Senior Area Manager
Columbia AWS
Bob Newman
Columbia Office Number: 573-256-1794
Blackberry: 636-358-5941
St. Louis number: 314-539-6611

Senior Area Manager
Cape Girardeau AWS
Bill Vickery
Blackberry: 573-225-9407

Economic Development Specialist
Small Business Week
Patti Guttmann

Economic Development Specialist
Veterans’ Representative
Women’s Representative
Angie Wells
314-539-6613, Blackberry: 314-305-2489

Business Opportunity Specialist
Gary Alexander

Lender Relations Specialist
Tom Daiber
314-539-6614, Blackberry: 314-520-4591

Public Affairs Specialist
Administrative Officer
Nicki Massie

Looking for our lender list?

Active SBA Lender List for Eastern Missouri

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Looking for local events? Click on this link and click on Filter by Associated District Office then select Missouri (St. Louis).

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More Helpful Links

Apply for HUBZone Status
Apply for 8(a) Certification
Contracting Resources for Small Businesses
Exporting Information
Affordable Care Act (ACA) Information

Look for other helpful links in the resources section at the bottom of the St. Louis District Office homepage.