Week Three

Save Sensibly. Spend Realistically.

Learn

Pay yourself first. Saving now pays you later. Treat saving like an important bill. Make the budget work around it.

Do

Discover ways to add to your savings and reduce spending.

• What do you want to save for? Remember your goals?

• Use this online calculator to help reach your Savings Goals. Click the report button to get more information about your plan and ways to keep it on track. Print your report so that you have a record.

• What changes can you make? See how reducing expenses can pay off. Use these calculators Benefit of Spending Less and Lunch Savings. Print your report so you have a record.

• Adjust your budget to reflect changes that you’ve made.

• Ask for help. Check in with a Budget Buddy or call LifeMatters any time, any day.

• Check in with your Budget Buddy.
  

• Don’t give up — this isn't easy.
  

More

Design your future. Imagine what’s ahead, See Your Future Self.

For more information about paying yourself first, visit What Does Pay Yourself First Mean?

Call LifeMatters, your EAP and Work/Life program at 800-657-3719 or use the LifeMatters website (password: stmn1 )for personalized, no-cost consultation with certified credit counselors regarding financial concerns and goals. LifeMatters is available 24/7 as a benefit for State of Minnesota employees and their family members.